202 Lib Ln, Jacksonville, NC 28540 Property Records

Onslow County property record for 202 Lib Ln, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,047 sqft · built 2008
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2017)
Tax Bill	$2,306 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`739-57.8`

Property Details

APN / Parcel Number

Primary APN	`739-57.8`
Alternative APNs	`432296000` `073877`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,047 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	432296000
Street Address	202 LIB LN
City	JACKSONVILLE
State	NC
Zip	28540-9686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30M
Legal Description	L3 SZCZEPANSKI
Legal Subdivision	STEPHEN, RYAN, VINITA, DAVID SZCZEPANSK
Legal Lot Number	3
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	4
Census Block	4011
Census Tract	306

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 LIB LN, JACKSONVILLE, NC 28540-9686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING
Mar 27, 2017	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	Nov 21, 2011 · Amount on Record
Deed Document Number	20174594-063
Deed Book / Page	4594 / 63
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	202 LIB LN, JACKSONVILLE, NC 28540-9686
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053380122
Date	Dec 15, 2020
Book Page	5338/122

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	202 LIB LN, JACKSONVILLE, NC 28540-9686
Document Number	0051330691
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 LIB LN JACKSONVILLE NC 285409686, JACKSONVILLE, NC 28540-9686

Mortgage

Document Number	0051330691
Date	Mar 27, 2020
Book Page	005133/000691

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 27, 2017
Property Address	202 LIB LN, JACKSONVILLE, NC 28540-9686
Document Number	0045940063
Book / Page	4594 / 063
Map Reference	MB55 PG130
Instrument Date	Mar 1, 2017
Instrument	4594-063
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 243, JACKSONVILLE, NC 28541-0243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 LIB LN, JACKSONVILLE, NC 28540-9686

Mortgage

Document Number	0004594066
Date	Mar 27, 2017
Instrument	4594-066

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,306.00	$460,732 (+30.86%) Land $39,490 Building $421,242	$460,732 (+30.86%) Land $39,490 Building $421,242
2023	$2,306.00	$352,076 Land $28,450 Building $323,626	$352,076 Land $28,450 Building $323,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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