202 Laurel Ct, Point Pleasant Beach, NJ 08742 Property Records

Ocean County and Point Pleasant Beach Borough property record for 202 Laurel Ct, Point Pleasant Beach, NJ 08742

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,016 sqft · built 2015
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (May 2020)
Tax Bill	$15,863 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`26-00080-01-00010`

Property Details

APN / Parcel Number

Primary APN	`26-00080-01-00010`
Alternative APNs	`2600080000100010` `1355`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,016 sqft Living Area
1st Floor Area	3,016 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1355
Street Address	202 LAUREL CT
City	POINT PLEASANT BEACH
State	NJ
Zip	08742-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF5
Legal Description	50X140
Legal Subdivision	VESPERLAND
Legal Block	80.1
Legal Lot Number	10
Jurisdiction	OCEAN NJ
Township / Civil Division	POINT PLEASANT BEACH
Census Block Group	2
Census Block	2026
Census Tract	710102

Owner

Source: Ocean County and Point Pleasant Beach Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 LAUREL CT, POINT PLEASANT BEACH, NJ 08742-3242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · ARM TWO RIVER COMMUNITY BANK
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 28, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
May 8, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LORI CERISANO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Document Number	202053956
Deed Book / Page	17904 / 201
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	202 LAUREL CT, POINT PLEASANT BEACH, NJ 08742-3242
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170690501
Date	Apr 2, 2018
Book Page	17069/501
Instrument	2018030486

Lender

Name	TWO RIVER COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year CMT

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	202 LAUREL CT, POINT PLEASANT BEACH, NJ 08742-3242
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188211567
Date	Dec 14, 2021
Book Page	18821/1567
Instrument	2021177023

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	May 28, 2020
Property Address	202 LAUREL CT, POINT PLEASANT BEACH, NJ 08742-3242
Document Number	0179040201
Book / Page	017904 / 000201
Instrument Date	Mar 25, 2020
Instrument	53956
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 LAUREL CT POINT PLEASANT BEACH NJ 087423242, POINT PLEASANT BEACH, NJ 08742-3242

Mortgage

Document Number	179040207
Date	May 28, 2020
Book Page	017904/000207
Instrument	53957

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OCEAN NJ
Recording Date	May 8, 2018
Property Address	202 LAUREL CT, POINT PLEASANT BEACH, NJ 08742-3242
Document Number	0171071609
Book / Page	017107 / 001609
Instrument Date	Apr 20, 2018
Instrument	44498
Transaction Type	Construction Loan
Record Updated	May 31, 2018
Title Company	TITLE MARK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	202 LAUREL CT POINT PLEASANT BEACH NJ 087423242, POINT PLEASANT BEACH, NJ 08742-3242

Mortgage

Document Number	171071609
Date	May 8, 2018
Book Page	017107/001609
Instrument	44498

Lender

Name	LORI CERISANO
Address	114 SEMINARY DR, MAHWAH, NJ 07430-2501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 7, 2019

Interest

Rate	12%

Tax Assessment & Valuation

Source: Ocean County and Point Pleasant Beach Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Point Pleasant Beach Borough
Unified School District	Point Pleasant Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,874,600 (+113.07%) Land $722,500 Building $1,152,100	$1,874,600 (+113.07%) Land $722,500 Building $1,152,100
2025	$15,863.00 (+4.96%)	$879,800 (+2.21%) Land $483,800 Building $396,000	$879,800 (+2.21%) Land $483,800 Building $396,000
2024	$15,114.00 (+8.45%)
2023		$860,800 Land $483,800 Building $377,000	$860,800 Land $483,800 Building $377,000
2022	$13,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 198 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 units insured incl. 60 condo units
Nearby Flood Claims	97 (1992–2024)
Claims Outside the SFHA	1 of 97
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 80 claims Hurricane Irene, Aug 2011 · 5 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT PLEASANT BEACH WATER DEPARTMENT serves 12,000 people · EPA ID NJ1525001
Water Source	Purchased surface water from BRICK TOWNSHIP MUA
Last State Inspection	Nov 2021
Lead	13 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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