202 Joe Sayers St, Elgin, TX 78621 Property Records

Bastrop County property record for 202 Joe Sayers St, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4,906 sqft · built 1905
Lot Size	2.47 acres (107,999 sqft)
Owner	2 Individual Names on File
Last Sale	$336,996 (Mar 2015)
Tax Bill	$7,972 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R12612`

Property Details

APN / Parcel Number

Primary APN	`R12612`
Alternative APN	`O0223932`

Interior

Bedrooms	5 Beds
Stories	1 Story
Building Area	4,906 sqft Living Area
Gross Area	5,849 sqft
1st Floor Area	4,906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1967
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	107,999 sqft (2.47 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	1,980 sqft
Storage Building	200 sqft
Pole Barn	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	202 JOE SAYERS ST
City	ELGIN
State	TX
Zip	78621-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH, H. B., LOT 6
Legal Subdivision	S7780 - SMITH, H. B.
Legal Block	3
Legal Lot Number	6
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3028
Census Tract	950202

Owner

Source: Bastrop County records · APN R12612

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 JOE SAYERS ST, ELGIN, TX 78621-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2015 · Amount on Record
Deed Sale	Mar 10, 2015 · Amount on Record
Prior Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	20152964
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	202 JOE SAYERS ST, ELGIN, TX 78621-2505
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 JOE SAYERS ST, ELGIN, TX 78621-2505

Mortgage

Document Number	0202603006
Date	Feb 26, 2026
Instrument	202603006

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	202 JOE SAYERS ST, ELGIN, TX 78621-2505
Transaction Type	Mortgage
Record Updated	Oct 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 JOE SAYERS ST, ELGIN, TX 78621-2505

Mortgage

Document Number	0202314044
Date	Sep 19, 2023
Instrument	202314044

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	202 JOE SAYERS ST, ELGIN, TX 78621-2505
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202018983
Date	Oct 30, 2020
Instrument	202018983

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Municipality	Elgin City
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$520,282 (-9.38%) Land $160,917 Building $359,365	$520,282 (-9.38%) Land $160,917 Building $359,365
2024	$7,972.00
2023	Homeowner's exemption Senior Citizen's exemption	$574,111 Land $160,917 Building $413,194	$574,111 Land $160,917 Building $413,194
2022	$10,034.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219502023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of Texas
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
SOS Communications	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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