202 Island View Dr, Polson, MT 59860 Property Records

Lake County property record for 202 Island View Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,296 sqft · built 1994
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$427,728 (May 2026)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R1521857`

Property Details

APN / Parcel Number

Primary APN	`R1521857`
Alternative APNs	`15-3228-09-4-27-06-0000` `0000023072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000023072
Street Address	202 ISLAND VIEW DR
City	POLSON
State	MT
Zip	59860-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	ISLAND VIEW ESTATES, S09, T22 N, R20 W, LOT 006, ACRES 0.189
Legal Range	20W
Legal Township	22N
Legal Section	09
Legal Subdivision	ISLAND VIEW ESTATES
Legal Lot Number	6
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3058
Census Tract	940305

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 ISLAND VIEW DR, POLSON, MT 59860-3713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Jul 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Apr 6, 2022 · Amount on File
Deed Document Number	2026638689
Prior Transfer Date	Jul 7, 2021
Prior Transfer Doc	0000590215
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	202 ISLAND VIEW DR, POLSON, MT 59860-3713
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000588643
Date	May 21, 2021
Instrument	588643

Lender

Name	UNITY BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	May 15, 2026
Property Address	202 ISLAND VIEW DR, POLSON, MT 59860-3713
Document Number	0000638689
Instrument Date	May 14, 2026
Instrument	2026.638689
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FLYING S TITLE AND ESCROW OF M

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	202 ISLAND VIEW DR, POLSON, MT 59860-3713

Mortgage

Document Number	0000638689,
Date	May 15, 2026
Instrument	2026.638689

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 6, 2022
Property Address	202 ISLAND VIEW DR, POLSON, MT 59860-3713
Document Number	0000597332
Instrument Date	Apr 6, 2022
Instrument	597332
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1053, POLSON, MT 59860-1053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39882 INGRAM LN, POLSON, MT 59860-6971

Mortgage

Document Number	0000597333
Date	Apr 6, 2022
Instrument	597333

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	202 ISLAND VIEW DR, POLSON, MT 59860-3713
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	590287
Date	Jul 20, 2021
Instrument	590287

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Jul 16, 2021
Property Address	202 ISLAND VIEW DR, POLSON, MT 59860-3713
Document Number	0000590215
Instrument Date	Jul 7, 2021
Instrument	590215
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 ISLAND VIEW DR, POLSON, MT 59860-3713

Mortgage

Document Number	0000590287
Date	Jul 16, 2021
Instrument	590287

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00 (-18.14%)	$478,300 (-)
2025	$2,470.00 (-14.97%)	$478,300 (+32.71%)	$478,300 (+32.71%) Land $64,550 Building $413,750
2023	$2,905.00	$360,400	$360,400 Land $37,309 Building $323,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Western Montana CommunityTel.

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