Bergen County and Paramus Borough property record for 202 Howland Ave, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 5,215 sqft · built 2007 |
| Lot Size | 0.468 acres (20,399 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $586,000 (Apr 2006) |
| Tax Bill | $25,637 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-02103-0000-00005 |
| Primary APN | 46-02103-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,215 sqft Living Area |
| 1st Floor Area | 5,215 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 20,399 sqft (0.468 acres) |
| Lot Dimensions | 204 ft deep x 100 ft wide |
| Account Number | 122300 |
|---|---|
| Street Address | 202 HOWLAND AVE |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-5300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 100X204 8.2LT |
| Legal Block | 2103 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 42500 |
Source: Bergen County and Paramus Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 HOWLAND AVE, PARAMUS, NJ 07652-5300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 21, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jun 20, 2018 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2006 · Amount on Record |
| Deed Sale | Apr 24, 2006 · Amount on Record |
| Prior Sale | Sep 7, 1999 · Amount on Record |
| Deed Book / Page | 9062 / 13 |
| Last Transfer Date | Aug 13, 2007 |
| Transfer Doc | 0094310182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 202 HOWLAND AVE, PARAMUS, NJ 07652-5300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038110026 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 3811/26 |
| Instrument | 20-116776 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 202 HOWLAND AVE, PARAMUS, NJ 07652-5300 |
| Document Number | 0034821939 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 202 HOWLAND AVE PARAMUS NJ 076525300, PARAMUS, NJ 07652-5300 |
| Document Number | 0034821939 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 003482/001939 |
| Instrument | 20010385 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 202 HOWLAND AVE, PARAMUS, NJ 07652-5300 |
| Document Number | 0029962412 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 202 HOWLAND AVE PARAMUS NJ 076525300, PARAMUS, NJ 07652-5300 |
| Document Number | 0029962412 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 002996/002412 |
| Instrument | 49995 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,783,200 (+4.26%) Land $433,100 Building $1,350,100 | $1,783,200 (+4.26%) Land $433,100 Building $1,350,100 | |
| 2025 | $25,637.00 (+4.76%) Veteran's exemption | $1,710,300 (+10.12%) Land $392,700 Building $1,317,600 | $1,710,300 (+10.12%) Land $392,700 Building $1,317,600 |
| 2024 | $24,472.00 (+9.35%) | ||
| 2023 | $1,553,100 Land $346,000 Building $1,207,100 | $1,553,100 Land $346,000 Building $1,207,100 | |
| 2022 | $22,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 10 (1999–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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