202 Hoover Rd S, Virginia, MN 55792 Property Records

St. Louis County property record for 202 Hoover Rd S, Virginia, MN 55792

Property Summary

Property Type	Commercial
Details	8,600 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2023)
Tax Bill	$13,014 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2023 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0180-00429`

Property Details

APN / Parcel Number

Primary APN	`090-0180-00429`
Alternative APNs	`932160` `988118`

Interior

Building Area	8,600 sqft Gross Area
1st Floor Area	8,600 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Exterior Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Area	9,000 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	988118
Street Address	202 HOOVER RD S
City	VIRGINIA
State	MN
Zip	55792-3434
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THAT PART OF GOVT LOT 3 ASSUMING W LINE OFGOVT LOT 3 AS RUNNING DUE N & S THENCE BEGINAT A POINT 406.44 FT N & 33 FT E OF SW
Legal Range	17W
Legal Township	58N
Legal Section	07
Legal Subdivision	VIRGINIA LANDS IN THE CITY
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3007
Census Tract	13200

Owner

202 Hoover Rd S, a commercial property, is owned by an individual who bought it in August 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	708 9TH ST S, VIRGINIA, MN 55792-3122
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN STATE BANK OF VIRGINIA
Aug 2, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage NORTHERN STATE BANK OF VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on File
Deed Sale	Aug 2, 2023 · Amount on File
Prior Sale	Jul 3, 2023 · Amount on File
Deed Document Number	20231070805
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	202 HOOVER RD S, VIRGINIA, MN 55792-3434
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 9TH ST S, VIRGINIA, MN 55792-3122

Mortgage

Document Number	0001073465
Date	Oct 18, 2023
Instrument	1073465

Lender

Name	NORTHERN STATE BANK OF VIRGINIA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	66 Months
Due	Apr 3, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 2, 2023
Property Address	202 HOOVER RD S, VIRGINIA, MN 55792-3434
Document Number	0001070805
Instrument Date	Jul 3, 2023
Instrument	1070805
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	708 9TH ST S, VIRGINIA, MN 55792-3122

Mortgage

Document Number	0001070806
Date	Aug 2, 2023
Instrument	1070806

Lender

Name	NORTHERN STATE BANK OF VIRGINIA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jul 3, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 202 Hoover Rd S was $13,014, up 80.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,014.00 (+80.6%)
2025	$7,206.00 (+129.05%)	$367,100 (+66.49%) Land $42,300 Building $324,800	$367,100 (+66.49%) Land $42,300 Building $324,800
2024	$3,146.00 (+0.9%)	$220,500 Land $42,300 Building $178,200	$220,500 Land $42,300 Building $178,200
2023	$3,118.00
2022		$107,500 (-) Land $25,200 Building $82,300	$107,500 (-) Land $25,200 Building $82,300
2021		$107,500 Land $25,200 Building $82,300	$107,500 Land $25,200 Building $82,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 202 Hoover Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Hoover Rd S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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