202 Hill St, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 202 Hill St, Cedar Point, NC 28584

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,286 sqft · built 1940
Lot Size	0.352 acres (15,333 sqft)
Owner	Individual Name on File
Last Sale	$332,000 (Sep 2021)
Tax Bill	$1,616 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5374.17.22.3098000`

Property Details

APN / Parcel Number

Primary APN	`5374.17.22.3098000`
Alternative APNs	`551873` `70062`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,286 sqft Heated Area
Gross Area	1,696 sqft
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	15,333 sqft (0.352 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	58 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70062
Street Address	202 HILL ST
City	CEDAR POINT
State	NC
Zip	28584-8029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L59 60 CEDAR POINT
Legal Subdivision	JOHN S JONES
Legal Block	22
Legal Lot Number	59-60
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3073
Census Tract	970806

Owner

202 Hill St is owned and occupied by an individual who bought it in September 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	202 HILL ST, CEDAR POINT, NC 28584-8029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK
Oct 31, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Document Number	20211738256
Deed Book / Page	1738 / 256
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 14, 2021
Property Address	202 HILL ST, CEDAR POINT, NC 28584-8029
Document Number	0017380256
Book / Page	1738 / 256
Map Reference	MB 1 PG 113
Instrument Date	Sep 13, 2021
Instrument	1738256
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14817 BUFFALO RD, 14817, CLAYTON, NC 27527-6369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 HILL STREET, 28558

Mortgage

Document Number	1738257
Date	Sep 14, 2021
Instrument	1738-257

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	202 HILL ST, CEDAR POINT, NC 28584-8029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015680174
Date	Feb 28, 2017
Book Page	1568/174
Instrument	1568174

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 31, 2019
Property Address	202 HILL ST, CEDAR POINT, NC 28584-8029
Document Number	0016530327
Book / Page	1653 / 327
Map Reference	MB 1 PG 113
Instrument Date	Oct 11, 2019
Instrument	1653327
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 HILL ST, 202, CEDAR POINT, NC 28584-8029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14817 BUFFALO RD, CLAYTON, NC 27527-6369

Mortgage

Document Number	0016530328
Date	Oct 31, 2019
Book Page	1653/328
Instrument	1653328

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 202 Hill St was $1,616.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,232 (-) Land $84,899 Building $258,333	$343,232 (-) Land $84,899 Building $258,333
2025	$1,616.00	$343,232 Land $84,899 Building $258,333	$343,232 Land $84,899 Building $258,333
2023		$217,717 Land $130,000 Building $87,717	$217,717 Land $130,000 Building $87,717
2022	$1,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Hill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Hill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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