202 Henderson Falls Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 202 Henderson Falls Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,816 sqft · built 1950
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$257,600 (Feb 2026)
Tax Bill	$4,115 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T09 028`

Property Details

APN / Parcel Number

Primary APN	`T09 028`
Alternative APN	`616100`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,816 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,598 sqft (1.46 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	168 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	616100
Street Address	202 HENDERSON FALLS RD
City	TOCCOA
State	GA
Zip	30577-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 9 & 9A SLAUGHTER-PEN S/D
Legal Subdivision	PEN S/D
Legal Lot Number	9,9A
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2051
Census Tract	970101

Owner

202 Henderson Falls Rd is owned and occupied by an individual who bought it in February 2026.

Source: Stephens County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	202 HENDERSON FALLS RD, TOCCOA, GA 30577-1873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING
Mar 25, 2022	Warranty Deed, Transfer
Sep 8, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Oct 4, 2023 · Amount on File
Deed Book / Page	1438 / 477
Prior Transfer Date	Feb 7, 1997
Prior Transfer Doc	0363000481
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 12, 2026
Property Address	202 HENDERSON FALLS RD, TOCCOA, GA 30577-1873
Document Number	0014380477
Book / Page	1438 / 477
Instrument Date	Feb 10, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.58
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 HENDERSON FALLS RD, TOCCOA, GA 30577-1873

Mortgage

Document Number	0001438479
Date	Feb 12, 2026
Instrument	1438/479

Lender

Name	PREMIER MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

Mortgage

Document Number	0014390000000001
Date	Feb 12, 2026
Book Page	0000001439/0000000001

Lender

Name	PREMIER MORTGAGE

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 4, 2023
Property Address	202 HENDERSON FALLS RD, TOCCOA, GA 30577-1873
Document Number	0013450100
Book / Page	1345 / 100
Instrument Date	Oct 2, 2023
Instrument	D2023001462
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 HENDERSON FALLS RD, TOCCOA, GA 30577-1873

Mortgage

Document Number	0001345102
Date	Oct 4, 2023
Instrument	1345/102

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 25, 2022
Property Address	202 HENDERSON FALLS RD, TOCCOA, GA 30577-1873
Document Number	0012910136
Book / Page	1291 / 136
Instrument Date	Mar 25, 2022
Instrument	2022-000466
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3163 SAG HARBOR CT, BUFORD, GA 30519-8608

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 8, 2020
Property Address	202 HENDERSON FALLS RD, TOCCOA, GA 30577-1873
Document Number	0012220143
Book / Page	001222 / 000143
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 HENDERSON FALLS RD TOCCOA GA 305771873, TOCCOA, GA 30577-1873

Tax Assessment & Valuation

The 2025 property tax bill for 202 Henderson Falls Rd was $4,115.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,115.00	$117,969 Land $7,158 Building $110,811	$294,924 Land $17,896 Building $277,028
2023	$2,303.00 (+675.42%)	$65,129 (+674.88%) Land $7,233 Building $57,896	$162,822 (+674.94%) Land $18,082 Building $144,740
2022	$297.00	$8,405 Land $7,233 Building $1,172	$21,011 Land $18,082 Building $2,929

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 202 Henderson Falls Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Henderson Falls Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Windstream.

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