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202 Harvard St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 202 Harvard St, Saint Joseph, MO 64504

Property Summary

Property TypeSingle Family Home
Details1,000 sqft · built 1917
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Tax Bill$570 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Nov 2019 Mortgage
+ 4 more
APN06-9.0-32-002-002-095.000

Property Details

APN / Parcel Number

Primary APN06-9.0-32-002-002-095.000

Interior

Building Area1,000 sqft Base Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide

Location & Zoning

Street Address202 HARVARD ST
CitySAINT JOSEPH
StateMO
Zip64504-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:BOWEN'S LOT:34 BLK:3LGL DESC:W 10' L 34 ALL L 35
Legal SubdivisionBOWENS
Legal Block3
Legal Lot Number34
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2023
Census Tract2400

Owner

202 Harvard St is owned and occupied by an individual who acquired it in November 2019.

Source: Buchanan County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
BNC NATIONAL BANK
Nov 26, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE
Nov 19, 2018Special Warranty Deed, Transfer
FIRST AMERICAN TITLE
Mar 23, 2018Quit Claim Deed, Transfer
HEIGHTS TITLE AGENCY INC, HEIGHTS TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2019
Deed SaleNov 26, 2019
Prior SaleNov 19, 2018
Deed Document Number201910339
Deed Book / Page3743 / 881
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Recording DateAug 14, 2026
Property Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631
Document Number0000006756
Book / Page3821 / 496
Instrument DateAug 13, 2026
Instrument20266756
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006756,
DateAug 14, 2026
Book Page3821/496
Instrument20266756
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003743/930
DateNov 27, 2019
Book Page3743/930
Instrument2019010388
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631

Mortgage

Document Number003765/249
DateJul 28, 2021
Book Page3765/249
Instrument2021007923
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateNov 26, 2019
Property Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631
Document Number003743/881
Book / Page3743 / 881
Instrument DateNov 21, 2019
Instrument2019010339
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631

November 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBUCHANAN MO
Recording DateNov 19, 2018
Property Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631
Document Number003715/953
Book / Page3715 / 953
Instrument DateNov 19, 2018
Instrument2018010890
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1714 GREEN VALLEY RD, SAINT JOSEPH, MO 64505-1223

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUCHANAN MO
Recording DateMar 23, 2018
Property Address202 HARVARD ST, SAINT JOSEPH, MO 64504-1631
Document Number2018002362
Instrument DateJan 22, 2018
Instrument2018002362
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyHEIGHTS TITLE AGENCY INC, HEIGHTS TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address333 WESTCHESTER AVE STE W2100, W2100, WHITE PLAINS, NY 10604-2949
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 202 Harvard St was $570.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$570.00$7,880 Land $2,370 Building $5,510$41,450 Land $12,460 Building $28,990
2024$570.00 (+14.46%)
2023$498.00 (-0.6%)$7,500 (-) Land $2,370 Building $5,130$39,460 Land $12,460 Building $27,000
2022$501.00$7,500 Land $2,370 Building $5,130
2021$39,460 Land $12,460 Building $27,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 202 Harvard St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Harvard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20

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