202 Graham St, Midland, MI 48640 Property Records

Midland County property record for 202 Graham St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,296 sqft · built 1964
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2025)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-20-144`

Property Details

APN / Parcel Number

Primary APN	`14-09-20-144`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	1,289 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 106 ft wide
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 GRAHAM ST
City	MIDLAND
State	MI
Zip	48640-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	E 51.75 FT OF LOT 21 & W 55 FT OF LOT 22 BLK C TOWSLEY
Legal Subdivision	TOWSLEY ADD
Legal Block	C
Legal Lot Number	21-22
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2004
Census Tract	290300

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3619 LAKE BEND SHORE DR, SPRING, TX 77386-4553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit DOW CHEMICAL EMPLOYEES CU
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
Jul 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WILDFIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Deed Document Number	20254843
Deed Book / Page	2025 / 4843
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	001658/764
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	202 GRAHAM ST, MIDLAND, MI 48640-3438
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 GRAHAM ST, MIDLAND, MI 48640-3438

Mortgage

Document Number	001644/656
Date	Apr 6, 2021
Book Page	1644/656

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	202 GRAHAM ST, MIDLAND, MI 48640-3438
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 GRAHAM ST, MIDLAND, MI 48640-3438

Mortgage

Document Number	001642/241
Date	Feb 3, 2021
Book Page	1642/241

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jul 15, 2022
Property Address	202 GRAHAM ST, MIDLAND, MI 48640-3438
Document Number	001658/764
Book / Page	1658 / 764
Map Reference	LB A PG 58
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 GRAHAM ST, MIDLAND, MI 48640-3438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 GRAHAM ST, MIDLAND, MI 48640-3438

Mortgage

Document Number	001658/765
Date	Jul 15, 2022
Book Page	1658/765

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,400 (+18.96%)	$318,800 (+18.96%)
2025	$3,841.00 (+1.05%) Homeowner's exemption	$134,000	$268,000
2024	$3,801.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1986–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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