Carteret County property record for 202 Gem Ct, Beaufort, NC 28516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,840 sqft · built 2023 |
| Lot Size | 0.562 acres (24,481 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $448,000 (Dec 2023) |
| Tax Bill | $1,619 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage May 2023 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 7337.01.06.7968000 |
| Primary APN | 7337.01.06.7968000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,840 sqft Heated Area |
| Gross Area | 3,452 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,481 sqft (0.562 acres) |
| Lot Dimensions | 194 ft deep x 130 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Utility Building | 69 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 68555 |
|---|---|
| Street Address | 202 GEM CT |
| City | BEAUFORT |
| State | NC |
| Zip | 28516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L37 JADE POINT |
| Legal Subdivision | JADE POINT |
| Legal Block | 06 |
| Legal Lot Number | 37 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | STRAITS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970103 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 501 LITTLE RIVER GOLF DR, SEAGROVE, NC 27341-9308 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 4, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on Record |
| Deed Sale | Dec 7, 2023 · Amount on Record |
| Prior Sale | May 2, 2023 · Amount on Record |
| Deed Document Number | 20231815175 |
| Deed Book / Page | 1815 / 175 |
| Prior Transfer Date | Jan 1, 2011 |
| Prior Transfer Doc | 0001363140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 7, 2023 |
| Property Address | 202 GEM CT, BEAUFORT, NC 28516-7308 |
| Document Number | 0018150175 |
| Book / Page | 1815 / 175 |
| Map Reference | MB 30 PG 450 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 1815175 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2519, BEAUFORT, NC 28516-5519 |
| Name | Verified Name |
|---|---|
| Address | 501 LITTLE RIVER GOLF DR, SEAGROVE, NC 27341-9308 |
| Document Number | 0001815176 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 1815176 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 202 GEM CT, BEAUFORT, NC 28516-7308 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017980168 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 1798/168 |
| Instrument | 1798168 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | BEAUFORT, NC 28516 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,478 (-) Land $23,503 Building $404,975 | $428,478 (-) Land $23,503 Building $404,975 | |
| 2025 | $1,619.00 (+918.24%) | $428,478 (+1,187.07%) Land $23,503 Building $404,975 | $428,478 (+1,187.07%) Land $23,503 Building $404,975 |
| 2023 | $33,291 Land $33,291 | $33,291 Land $33,291 | |
| 2022 | $159.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 170 (1985–2025) |
| Claims Outside the SFHA | 1 of 170 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 98% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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