202 Gaines St, Central, SC 29630 Property Records

Pickens County property record for 202 Gaines St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,374 sqft · built 1886
Lot Size	0.639 acres (27,878 sqft)
Owner	2 Individual Names on Record
Tax Bill	$400 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4065-10-46-4658`

Property Details

APN / Parcel Number

Primary APN	`4065-10-46-4658`
Alternative APN	`R0011548`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,374 sqft Living Area
Upper Floors Area	502 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	27,878 sqft (0.639 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0011548
Old Parcel Number	4065 10 46 4658
Street Address	202 GAINES ST
City	CENTRAL
State	SC
Zip	29630-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	S/SIDE GAINES ST PLAT 210/16A
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2052
Census Tract	11101

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	202 GAINES ST, CENTRAL, SC 29630-9263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2002
Deed Sale	Aug 22, 2002
Deed Document Number	0000693222
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	202 GAINES ST, CENTRAL, SC 29630-9263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000624
Date	Jan 13, 2021
Book Page	5808/334
Instrument	202100624

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 12, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$400.00 (+21.21%)	$6,010 (+14.91%) Land $780 Building $5,230	$213,000 (+62.97%) Land $27,700 Building $185,300
2024	$330.00 (+8.55%)	$5,230 (-) Land $680 Building $4,550	$130,700 (-) Land $17,000 Building $113,700
2023	$304.00 (-2.56%)	$5,230 (-) Land $680 Building $4,550	$130,700 (-) Land $17,000 Building $113,700
2022	$312.00	$5,230 Land $680 Building $4,550	$130,700 Land $17,000 Building $113,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASLEY CENTRAL W/D #1 serves 3,283 people · EPA ID SC3920001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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