202 Forest Oak Ln, Jefferson, NC 28640 Property Records

Ashe County property record for 202 Forest Oak Ln, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,894 sqft · built 2022
Lot Size	0.506 acres (22,041 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2023)
Tax Bill	$2,760 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09263-728-010`

Property Details

APN / Parcel Number

Primary APN	`09263-728-010`
Alternative APNs	`092977581987` `111491` `113967` `19365`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,894 sqft Heated Area
Gross Area	2,128 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	Conventional
Lot Area	22,041 sqft (0.506 acres)

Location & Zoning

Account Number	113967
Old Parcel Number	09263728010
Street Address	202 FOREST OAK LN
City	JEFFERSON
State	NC
Zip	28640-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.506 A (LOT 10) OFF OAK GROVE CIRCLE
Legal Subdivision	OAKS
Legal Lot Number	10
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	970501

Owner

202 Forest Oak Ln is owned by two individuals who bought it in March 2023.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1230 RICKARD DR, HUNTERSVILLE, NC 28078-2499
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	2023972
Deed Book / Page	550 / 1451
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	202 FOREST OAK LN, JEFFERSON, NC 28640-8815
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000542/145
Date	May 25, 2022
Book Page	542/145
Instrument	2863

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	MOUNTAIN CITY, TN 37683

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	202 FOREST OAK LN, JEFFERSON, NC 28640-8815
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00549/1155
Date	Jan 26, 2023
Book Page	549/1155
Instrument	303

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	MOUNTAIN CITY, TN 37683

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Jul 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 10, 2023
Property Address	202 FOREST OAK LN, JEFFERSON, NC 28640-8815
Document Number	00550/1451
Book / Page	550 / 1451
Map Reference	MB 6 PG 167
Instrument Date	Mar 8, 2023
Instrument	972
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 COWBOY TRAIL, DEEP GAP, NC 28618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 RICKARD DR, HUNTERSVILLE, NC 28078-2499

Mortgage

Document Number	0000000973
Date	Mar 10, 2023
Instrument	973

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 11, 2022
Property Address	202 FOREST OAK LN, JEFFERSON, NC 28640-8815
Document Number	000539/415
Book / Page	539 / 415
Map Reference	MB 6 PG 167
Instrument Date	Mar 10, 2022
Instrument	1284
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1673, BOONE, NC 28607-1673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COWBOY TRAIL, DEEP GAP, NC 28618

Tax Assessment & Valuation

The 2026 property tax bill for 202 Forest Oak Ln was $2,760, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,760.00 (+5.71%)	$339,100 (-) Land $25,000 Building $314,100	$339,100 (-) Land $25,000 Building $314,100
2025	$2,611.00	$339,100 Land $25,000 Building $314,100	$339,100 Land $25,000 Building $314,100
2023	$1,904.00	$257,700 Land $25,000 Building $232,700	$257,700 Land $25,000 Building $232,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Forest Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Forest Oak Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Brightspeed.

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