202 FM 555, Gilmer, TX 75645 Property Records

Upshur County property record for 202 FM 555, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	2 ba · 4,697 sqft · built 1940
Lot Size	5.93 acres (258,311 sqft)
Owner	Individual Name on File
Last Sale	$118,800 (Apr 2018)
Tax Bill	$2,755 (2026)
Deeds & Mortgages	Sep 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002U-S02-000-003`

Property Details

APN / Parcel Number

Primary APN	`002U-S02-000-003`
Alternative APN	`3589`

Interior

Full Baths	2 Baths
Building Area	4,697 sqft Living Area
1st Floor Area	2,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	258,311 sqft (5.93 acres)
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002U-S02-000-003
Street Address	202 FM 555
City	GILMER
State	TX
Zip	75645-6428
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A2 FLORES, MARIA FINOLA,TRACT 3, 5.93 ACRES (+.47 AC IN RD) & HOUSE
Legal Subdivision	MARIA FINOLA SURVEY A-2
Legal Tract	3
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3023
Census Tract	950301

Owner

202 FM 555, a rural home, is owned and occupied by an individual who bought it in April 2018.

Source: Upshur County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	202 FM 555, GILMER, TX 75645-6428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 20, 2018	Vendor's Lien, Transfer · ARM THE FIRST NATIONAL BANK OF GILMER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Deed Document Number	20182651
Prior Transfer Date	Apr 19, 2018
Prior Transfer Doc	0201802651
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	202 FM 555, GILMER, TX 75645-6428
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202207523
Date	Sep 8, 2022
Instrument	202207523

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	202 FM 555, GILMER, TX 75645-6428
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103940
Date	May 20, 2021
Instrument	202103940

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Apr 20, 2018
Property Address	202 FM 555, GILMER, TX 75645-6428
Document Number	201802651
Map Reference	DOC2017-06214
Instrument Date	Apr 19, 2018
Instrument	201802651
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 TEXAS AVE, GILMER, TX 75645-6332

Mortgage

Document Number	201802652
Date	Apr 20, 2018
Instrument	201802652

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	300 Months
Due	Apr 20, 2043

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	6.5%
Index	3-Year CMT
Margin	1
Max Rate	5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 202 FM 555 was $2,755 with a homeowner's exemption, up 189.1% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,755.00 (+189.09%) Homeowner's exemption	$262,760 (+8.69%) Land $112,780 Building $149,980	$262,760 (+8.69%) Land $112,780 Building $149,980
2025	$953.00 Homeowner's exemption	$241,760 Land $87,950 Building $153,810	$241,760 Land $87,950 Building $153,810
2023		$151,480 Land $48,330 Building $103,150	$151,480 Land $48,330 Building $103,150
2022	$1,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 FM 555 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 FM 555 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etex Telephone DSL · Fiber in parts of the area	50 / 3

May also be available: T-Mobile.

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