Gaston County property record for 202 Ferrell Ave, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,593 sqft · built 2020 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Aug 2020) |
| Tax Bill | $3,827 (2026) |
| Deeds & Mortgages | Dec 2018 Construction Loan Mar 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 223325 |
| Primary APN | 223325 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,593 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Cape Cod |
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 202 FERRELL AVE |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A J SMITH LOT B 04 008 041 00 000 |
| Legal Subdivision | RECUT OF A J SMITH ESTATE |
| Legal Lot Number | B |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32404 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 202 FERRELL AVE, BELMONT, NC 28012-3608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2018 | Deed of Trust, Mortgage · Construction Mortgage BANK OF THE OZARKS |
| Mar 19, 2020 | Deed of Trust, Mortgage · Construction Mortgage BANK OF THE OZARKS |
| Aug 27, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 11, 2018 | Deed of Trust, Mortgage BANK OZK |
| May 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Prior Sale | May 27, 2015 · Amount on Record |
| Deed Book / Page | 5150 / 1618 |
| Prior Transfer Date | May 5, 2017 |
| Prior Transfer Doc | 0049092227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 202 FERRELL AVE, BELMONT, NC 28012-3608 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050150915 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 5015/0915 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | BELMONT, NC 28012 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 202 FERRELL AVE, BELMONT, NC 28012-3608 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051090513 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 5109/513 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 27, 2020 |
| Property Address | 202 FERRELL AVE, BELMONT, NC 28012-3608 |
| Document Number | 0051501618 |
| Book / Page | 5150 / 1618 |
| Map Reference | MB 83 PG 47 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 308, CRAMERTON, NC 28032-0308 |
| Name | Verified Name |
|---|---|
| Address | 202 FERRELL AVE, BELMONT, NC 28012-3608 |
| Document Number | 0051501621 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 5150/1621 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 202 FERRELL AVE, BELMONT, NC 28012-3608 |
| Document Number | 0050150859 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 108 BRYANT ST BELMONT NC 280123855, BELMONT, NC 28012-3855 |
| Document Number | 0050150859 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 005015/000859 |
| Name | BANK OZK |
|---|---|
| Address | BELMONT, NC 28012 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 5, 2017 |
| Property Address | 202 FERRELL AVE, BELMONT, NC 28012-3608 |
| Document Number | 0049092227 |
| Book / Page | 004909 / 002227 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5012 HARSTONE CT CRAMERTON NC 28032, CRAMERTON, NC 28032 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,827.00 | $363,100 (-) Land $33,000 Building $330,100 | |
| 2025 | $3,827.00 (-1.03%) | $363,100 (-) Land $33,000 Building $330,100 | |
| 2023 | $3,867.00 | $363,100 Land $33,000 Building $330,100 | |
| 2021 | $258,730 Land $30,000 Building $228,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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