202 Erwin Rd, Ashland, KY 41101 Property Records

Greenup County property record for 202 Erwin Rd, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,288 sqft
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Jun 2025)
Tax Bill	$1,125 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Sale & Mortgage + 3 more
APN	`187-20-04-004.00`

Property Details

APN / Parcel Number

Primary APN	`187-20-04-004.00`
Alternative APNs	`41106` `52641`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Mixed
Garage Area	336 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	52641
Street Address	202 ERWIN RD
City	ASHLAND
State	KY
Zip	41101-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RT ERWIN ADD BLK 1 LT 08
Legal Subdivision	RT ERWIN ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	GREENUP KY
Township / Civil Division	FLATWOODS-RUSSELL
Census Block Group	4
Census Block	4008
Census Tract	40100

Owner

Source: Greenup County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 ERWIN RD, ASHLAND, KY 41101-2148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jun 10, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 26, 2024	Deed, Transfer · Conventional Mortgage MEMBERS CHOICE CU
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Aug 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Jan 26, 2024 · Amount on Record
Deed Document Number	2025660619
Deed Book / Page	686 / 143
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	202 ERWIN RD, ASHLAND, KY 41101-2148
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 ERWIN RD, ASHLAND, KY 41101-2148

Mortgage

Document Number	0000687058
Date	Mar 3, 2026
Book Page	M1107/150
Instrument	687058

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENUP KY
Recording Date	Jun 10, 2025
Property Address	202 ERWIN RD, ASHLAND, KY 41101-2148
Document Number	0000660619
Book / Page	D686 / 143
Instrument Date	May 23, 2025
Instrument	660619
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	968 HEINSVILLE RD, SHELBYVILLE, KY 40065-9673

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 ERWIN RD, ASHLAND, KY 41101-2148

Mortgage

Document Number	0000660623
Date	Jun 10, 2025
Instrument	660623

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENUP KY
Recording Date	Jan 26, 2024
Property Address	202 ERWIN RD, ASHLAND, KY 41101-2148
Document Number	0000625817
Book / Page	D673 / 465
Instrument Date	Jan 26, 2024
Instrument	625817
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 ERWIN ROAD, RUSSELL, KY 41169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 ERWIN ROAD, RUSSELL, KY 41169

Mortgage

Document Number	0000625821
Date	Jan 26, 2024
Instrument	625821

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Max Rate	10%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	202 ERWIN RD, ASHLAND, KY 41101-2148
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000527558
Date	Aug 22, 2018
Book Page	M0926/0478
Instrument	527558

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENUP KY
Recording Date	Aug 7, 2017
Property Address	202 ERWIN RD, ASHLAND, KY 41101-2148
Document Number	0000492959
Book / Page	000616 / 000404
Instrument Date	Aug 4, 2017
Instrument	492959
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 ERWIN RD RUSSELL KY 41169, RUSSELL, KY 41169

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Municipality	Russell City
Unified School District	Russell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,000 (+97.45%) Land $25,000 Building $207,000	$232,000 (+97.45%) Land $25,000 Building $207,000
2023	$1,125.00 Homeowner's exemption	$117,500 Land $25,000 Building $92,500	$117,500 Land $25,000 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUSSELL WATER COMPANY private · serves 5,181 people · EPA ID KY0450376
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Erwin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures