Madison County property record for 202 Eric Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jul 1999) |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0002-0046 |
| Primary APN | 0056-0002-0046 |
|---|---|
| Alternative APNs |
|
| Lot Area | 53,143 sqft (1.22 acres) |
|---|
| Account Number | 51812 |
|---|---|
| Street Address | 202 ERIC DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEHAVEN LOT 46 |
| Legal Subdivision | RIDGEHAVEN |
| Legal Lot Number | 46 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10902 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 ERIC DR, RICHMOND, KY 40475-7852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Jul 28, 2025 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 1999 · Amount on Record |
| Deed Sale | Jul 6, 1999 · Amount on Record |
| Deed Document Number | 0000503102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 202 ERIC DR, RICHMOND, KY 40475-7852 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | SOURCE OF TITLE |
| Name | Verified Name |
|---|
| Document Number | M01758/367 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | M01758/367 |
| Instrument | 2013962996 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 202 ERIC DR, RICHMOND, KY 40475-7852 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 202 ERIC DR, RICHMOND, KY 40475-7852 |
| Document Number | 0M2396/511 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | M2396/511 |
| Instrument | 2014274413 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 (+8.69%) Homeowner's exemption | $345,000 (+10.93%) | $345,000 (+10.93%) |
| 2023 | $2,567.00 Homeowner's exemption | $311,000 | $311,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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