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202 Emerald St, Watertown, WI 53098 Property Records

Dodge County property record for 202 Emerald St, Watertown, WI 53098

Property Summary

Property TypeSingle Family Home
Lot Size0.083 acres (3,659 sqft)
Owner2 Individual Names on File
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN291-0915-3343-108

Property Details

APN / Parcel Number

Primary APN291-0915-3343-108
Alternative APNs
  • 29108390000002
  • 291083900002

Exterior

Lot Area3,659 sqft (0.083 acres)

Location & Zoning

Old Parcel Number29108390000002
Street Address202 EMERALD ST
CityWATERTOWN
StateWI
Zip53098-2818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 14 BLK 1 J W COLES ADD AS DESC IN V1068 P882
Legal Range15E
Legal Township09N
Legal Section33
Legal QuarterSE
Quarter-Quarter SectionSW
Legal SubdivisionCOLES ADD
Legal Block1
Legal Lot Number14
JurisdictionDODGE WI
Township / Civil DivisionWATERTOWN
Census Block Group2
Census Block2012
Census Tract962000

Owner

202 Emerald St is owned and occupied by two individuals who acquired it in March 2000.

Source: Dodge County records, as of February 6, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address202 EMERALD ST, WATERTOWN, WI 53098-2818
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2000
Deed SaleMar 6, 2000
Deed Document Number906767
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDODGE WI
Property Address202 EMERALD ST, WATERTOWN, WI 53098-2818
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 EMERALD ST, WATERTOWN, WI 53098-2818

Mortgage

Document Number0001322799
DateMar 11, 2022
Instrument1322799
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dodge County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDodge County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Value
2025$162,000 Land $26,300 Building $135,700
2023$148,900 Land $22,000 Building $126,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 202 Emerald St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 202 Emerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN WATERWORKS
serves 23,945 people · EPA ID WI1280044
Water SourceGroundwater
Last State InspectionSep 2025
Lead15 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Bertram Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Netwurx.

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