202 Elm Creek Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 202 Elm Creek Rd, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 912 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jun 2026)
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-120-21-33-0035`

Property Details

APN / Parcel Number

Primary APN	`19-120-21-33-0035`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	912 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	912 sqft
Basement Area	672 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	428 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	202 ELM CREEK RD
City	CHAMPLIN
State	MN
Zip	55316-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 020 BLOCK 001 A MILL POND ESTATES WEST 90 X 120
Legal Range	21
Legal Township	120
Legal Section	19
Legal Quarter	33
Legal Subdivision	MILL POND ESTATES WEST
Legal Block	1
Legal Lot Number	20
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1018
Census Tract	26903

Owner

202 Elm Creek Rd is owned and occupied by an individual who bought it in June 2026.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	202 ELM CREEK RD, CHAMPLIN, MN 55316-1600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Aug 17, 2016 · Amount on File
Deed Document Number	202611469479
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 9, 2026
Property Address	202 ELM CREEK RD, CHAMPLIN, MN 55316-1600
Document Number	0011469479
Instrument Date	Jun 4, 2026
Instrument	202611469479
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	K2 TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,926.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	202 ELM CREEK RD, CHAMPLIN, MN 55316-1600

Mortgage

Document Number	0011469480,
Date	Jun 9, 2026
Instrument	202611469480

Lender

Name	MLD MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 202 Elm Creek Rd was $3,825, up 3.2% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (+3.16%) Homeowner's exemption	$326,200 (+0.65%) Land $88,200 Building $238,000	$326,200 (+0.65%) Land $88,200 Building $238,000
2024	$3,708.00 (+12.26%)	$324,100 Land $91,400 Building $232,700	$324,100 Land $91,400 Building $232,700
2023	$3,303.00 Homeowner's exemption
2022		$300,000 Land $82,000 Building $218,000	$300,000 Land $82,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Elm Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2001–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Elm Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20