202 Elbert Ln, Harker Heights, TX 76548 Property Records

Bell County property record for 202 Elbert Ln, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,128 sqft · built 1971
Lot Size	0.194 acres (8,444 sqft)
Last Sale	$80,000 (Oct 2018)
Tax Bill	$1,239 (2022)
Deeds & Mortgages	May 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0289580001`

Property Details

APN / Parcel Number

Primary APN	`0289580001`
Alternative APNs	`851319` `52820`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2007
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,444 sqft (0.194 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 ELBERT LN
City	HARKER HEIGHTS
State	TX
Zip	76548-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COX ADDITION, BLOCK 004, LOT 0002
Legal Subdivision	COX ADDITION
Legal Block	4
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3014
Census Tract	21901

Owner

The current owner of 202 Elbert Ln bought it in October 2018.

Source: Bell County records, as of July 31, 2026

Mailing Address	202 ELBERT LN, HARKER HEIGHTS, TX 76548-1938
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Oct 23, 2018	Warranty Deed, Transfer · VA Mortgage PLANET HM LNDG
Oct 17, 2017	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Prior Sale	Sep 3, 2013 · Amount on File
Deed Document Number	201844412
Prior Transfer Date	Oct 19, 2018
Prior Transfer Doc	0000044412
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	202 ELBERT LN, HARKER HEIGHTS, TX 76548-1938
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032636
Date	May 25, 2021
Instrument	2021032636

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 23, 2018
Property Address	202 ELBERT LN, HARKER HEIGHTS, TX 76548-1938
Document Number	0000044412
Instrument Date	Oct 19, 2018
Instrument	44412
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 ELBERT LN HARKER HEIGHTS TX 765481938, HARKER HEIGHTS, TX 76548-1938

Mortgage

Document Number	44414
Date	Oct 23, 2018
Instrument	44414

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 17, 2017
Property Address	202 ELBERT LN, HARKER HEIGHTS, TX 76548-1938
Document Number	0000043635
Instrument Date	Oct 16, 2017
Instrument	43635
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2434 FM 1600 CAMERON TX 765203579, CAMERON, TX 76520-3579

Mortgage

Document Number	43636
Date	Oct 17, 2017
Instrument	43636

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,755	$126,359 Land $15,000 Building $111,359
2023		$122,020 Land $11,000 Building $111,020	$122,020 Land $11,000 Building $111,020
2022	$1,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Elbert Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Elbert Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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