202 E Saunders St, Decatur, TX 76234 Property Records

Wise County property record for 202 E Saunders St, Decatur, TX 76234

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,487 sqft · built 1960
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$156,700 (May 2017)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D2790.0252.01`

Property Details

APN / Parcel Number

Primary APN	`D2790.0252.01`
Alternative APNs	`000000756740` `R000026170` `756740`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	1,734 sqft
1st Floor Area	1,487 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000026170
Street Address	202 E SAUNDERS ST
City	DECATUR
State	TX
Zip	76234-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 BLK 70 SOUTH DECATUR
Legal Subdivision	SOUTH DECATUR
Legal Block	70
Legal Lot Number	2
Jurisdiction	WISE TX
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3022
Census Tract	150201

Owner

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 E SAUNDERS ST, DECATUR, TX 76234-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage ASSURANCE FIN'L
May 23, 2019	Deed of Trust, Mortgage RED DIAMOND HM LOANS LLC
May 17, 2017	Warranty Deed, Transfer · FHA Mortgage CENDERA FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	20175493
Prior Transfer Date	Nov 27, 2013
Prior Transfer Doc	0000029224
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	202 E SAUNDERS ST, DECATUR, TX 76234-2530
Document Number	0000013101
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 E SAUNDERS ST DECATUR TX 762342530, DECATUR, TX 76234-2530

Mortgage

Document Number	0000013101
Date	Oct 2, 2020
Instrument	13101

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2030

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	202 E SAUNDERS ST, DECATUR, TX 76234-2530
Document Number	0000006016
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 E SAUNDERS ST DECATUR TX 762342530, DECATUR, TX 76234-2530

Mortgage

Document Number	0000006016
Date	May 30, 2019
Instrument	6016

Lender

Name	RED DIAMOND HM LOANS LLC
Address	SOUTHLAKE, TX 76092

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 29, 2034

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	May 17, 2017
Property Address	202 E SAUNDERS ST, DECATUR, TX 76234-2530
Document Number	0000005493
Instrument Date	May 16, 2017
Instrument	5493
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E SAUNDERS ST DECATUR TX 762342530, DECATUR, TX 76234-2530

Mortgage

Document Number	5494
Date	May 17, 2017
Instrument	5494

Lender

Name	CENDERA FNDG
Type	Funding / Finance Company
Address	FORT WORTH, TX 76116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Decatur City
County	Wise County
Unified School District	Decatur Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,498 (+6.01%) Land $67,527 Building $202,971	$270,498 (-3.5%) Land $67,527 Building $202,971
2025	$3,172.00 (-0.56%) Homeowner's exemption	$255,151 (+21%)	$280,318 (+5.34%) Land $67,527 Building $212,791
2024	$3,190.00 (-6.45%)
2023		$210,868	$266,114
2021	$3,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DECATUR WATER PLANT serves 9,087 people · EPA ID TX2490005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2025 Turbidity resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Nextlink Fiber · Fixed Wireless	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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