Winneshiek County property record for 202 E Pearl St, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1900 |
| Lot Size | 0.303 acres (13,184 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,140 (2026) |
| Deeds & Mortgages | Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 111648201700 |
| Primary APN | 111648201700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 980 sqft |
| Finished Basement | 300 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,184 sqft (0.303 acres) |
| Lot Dimensions | 128 ft deep x 103 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 202 E PEARL ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 127 1/2' OF LOTS 5 & 6 WEIS & FILBERT |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 16 |
| Legal Subdivision | WEISER & FILBERTS ADD |
| Legal Lot Number | 5,6 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950300 |
202 E Pearl St is owned and occupied by two individuals.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 E PEARL ST, DECORAH, IA 52101-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 202 E PEARL ST, DECORAH, IA 52101-2239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/159 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 2019/159 |
| Instrument | 159 |
| Name | PREMIER CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 202 E Pearl St was $4,140 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,140.00 | $250,220 (-) Land $42,830 Building $207,390 | $250,220 (-) Land $42,830 Building $207,390 |
| 2025 | $4,140.00 (+5.08%) Homeowner's exemption | $250,220 Land $42,830 Building $207,390 | $250,220 Land $42,830 Building $207,390 |
| 2024 | $3,940.00 | ||
| 2023 | $219,540 (+16.13%) Land $42,830 Building $176,710 | $219,540 Land $42,830 Building $176,710 | |
| 2022 | $3,754.00 Homeowner's exemption | $189,050 Land $35,690 Building $153,360 | |
| 2021 | $189,050 Land $35,690 Building $153,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 E Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 202 E Pearl St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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