202 E McHenry St, Urbana, IL 61801 Property Records

Champaign County property record for 202 E McHenry St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,552 sqft · built 1975
Lot Size	0.197 acres (8,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,500 (Sep 2026)
Tax Bill	$6,488 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-20-407-020`

Property Details

APN / Parcel Number

Primary APN	`93-21-20-407-020`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,552 sqft Building Perimeter
1st Floor Area	1,552 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,600 sqft (0.197 acres)
Lot Dimensions	100 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	723 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	202 E MCHENRY ST
City	URBANA
State	IL
Zip	61801-6633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 UNIVERSITY DOWNS, 10TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	20
Legal Subdivision	UNIVERSITY DOWNS, 10TH SUB
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	3
Census Block	3007
Census Tract	5701

Owner

Source: Champaign County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 E MCHENRY ST, URBANA, IL 61801-6633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
May 7, 2019	Executor's Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	202614719
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 18, 2026
Property Address	202 E MCHENRY ST, URBANA, IL 61801-6633
Document Number	0000014719
Instrument Date	Sep 15, 2026
Instrument	202614719
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,404.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E MCHENRY ST, URBANA, IL 61801-6633

Mortgage

Document Number	0000014720,
Date	Sep 18, 2026
Instrument	202614720

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 7, 2019
Property Address	202 E MCHENRY ST, URBANA, IL 61801-6633
Document Number	0000006441
Map Reference	MB 6 PG 15
Instrument Date	May 1, 2019
Instrument	2019R06441
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E MCHENRY ST, URBANA, IL 61801-6633

Mortgage

Document Number	0000006442
Date	May 7, 2019
Instrument	2019R06442

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,488.00 (+4.31%)	$70,160 (+25.94%) Land $24,910 Building $45,250	$210,480 (+25.94%) Land $74,730 Building $135,750
2024	$6,220.00 (+15.61%)
2022	$5,380.00 Homeowner's exemption	$55,710 Land $19,780 Building $35,930	$167,130 Land $59,340 Building $107,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Nextlink, T-Mobile.

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