Berrien County property record for 202 E John Beers Rd, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,862 sqft · built 2000 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Nov 2002) |
| Tax Bill | $5,386 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-0030-0037-05-5 |
| Primary APN | 17-0030-0037-05-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,862 sqft Living Area |
| 1st Floor Area | 1,918 sqft |
| Basement Area | 1,918 sqft |
| Unfinished Basement | 1,918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 143,748 sqft (3.3 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 202 E JOHN BEERS RD |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A - AG |
| Legal Description | COM 437'N89DEG43'39''E OF NW COR OF SEC 30 T5S R18W TH N89DEG43'39''E 100'TH S 255'TH N89DEG43'39''E 291.50'TH S 303'TH S89DEG43'39''W 391.50'TH N 558' TO POB |
| Legal Range | 18W |
| Legal Township | 05S |
| Legal Section | 30 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 202 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jan 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2002 · Amount on Record |
| Deed Sale | Nov 15, 2002 · Amount on Record |
| Prior Sale | Mar 4, 2002 · Amount on Record |
| Deed Book / Page | 2312 / 792 |
| Last Transfer Date | Feb 21, 2003 |
| Transfer Doc | 2367000882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 202 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9382 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 202 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9382 |
| Document Number | 003407/644 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 3407/644 |
| Instrument | 2023383855 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 202 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9382 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 03161/0151 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 3161/0151 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Nov 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 202 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9382 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 202 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9382 |
| Document Number | 003335/783 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 3335/783 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | 43363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 21, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 202 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9382 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 202 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9382 |
| Document Number | 003371/140 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 3371/140 |
| Instrument | 2022350421 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | LAKE ORION, MI 48360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,600 (+30.61%) | $685,200 (+30.61%) | |
| 2025 | $5,386.00 (+12.99%) | ||
| 2023 | $262,300 | $524,600 | |
| 2022 | $4,767.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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