202 E Heather Rd, Bel Air, MD 21014 Property Records

Harford County property record for 202 E Heather Rd, Bel Air, MD 21014

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1958
Lot Size0.305 acres (13,300 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Mar 2021)
Tax Bill$2,752 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-166813

Property Details

APN / Parcel Number

Primary APN03-166813
Alternative APNs
  • 3166813
  • 166813

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Total Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area13,300 sqft (0.305 acres)
Lot Dimensions140 ft deep x 95 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area72 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number166813
Street Address202 E HEATHER RD
CityBEL AIR
StateMD
Zip21014-5332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT G-11 95X140 202 E HEATHER ROAD WAKEFIELD MEAD S3 P 7/85
Legal SubdivisionWAKEFIELD MEADOWS
Legal Lot NumberG11
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group3
Census Block3019
Census Tract303501

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address202 E HEATHER RD, BEL AIR, MD 21014-5332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
Jan 19, 2017Grant Deed, Transfer
WILLIAM J & CAROL K BERTRAM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2021 · Amount on Record
Deed SaleMar 26, 2021 · Amount on Record
Prior SaleJan 19, 2017 · Amount on Record
Deed Book / Page14610 / 135
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMar 26, 2021
Property Address202 E HEATHER RD, BEL AIR, MD 21014-5332
Document Number0146100135
Book / Page14610 / 135
Map ReferenceMB GRG 7 FO 85
Instrument DateFeb 26, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2 E WELLS ST APT 463E, 463E, BALTIMORE, MD 21230-4958

Mortgage

Document Number0014610141
DateMar 26, 2021
Instrument14610/141
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateJan 19, 2017
Property Address202 E HEATHER RD, BEL AIR, MD 21014-5332
Document Number0121920284
Book / Page012192 / 000284
Instrument DateDec 23, 2016
Transaction TypeTransfer
Record UpdatedFeb 14, 2017
Title CompanyKEY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address202 E HEATHER RD BEL AIR MD 210145332, BEL AIR, MD 21014-5332

Mortgage

Document Number121920290
DateJan 19, 2017
Book Page012192/000290
Lender
NameWILLIAM J & CAROL K BERTRAM
Address711 MACPHAIL CT N, BEL AIR, MD 21014-5268
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,752.00 (+7.21%)$252,567 (+13.6%)$260,100 (+4.54%) Land $90,600 Building $169,500
2025$2,567.00 (+12.69%)
2023$222,333$248,800 Land $90,600 Building $158,200
2022$2,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARYLAND AMERICAN WATER COMPANY
private · serves 13,200 people · EPA ID MD0120003
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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