202 E German St, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 202 E German St, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,566 sqft · built 1890
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Last Sale	$423,181 (Jul 2022)
Tax Bill	$4,798 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone AO (high risk)
APN	`10-3-0032.0000`

Property Details

APN / Parcel Number

Primary APN	`10-3-0032.0000`
Alternative APN	`19-10-3-0032.0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,566 sqft Living Area
1st Floor Area	3,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	206 ft deep x 63.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 E GERMAN ST
City	SHEPHERDSTOWN
State	WV
Zip	25443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT #26 GERMAN STREET
Legal Subdivision	SHEPHERDSTOWN
Legal Lot Number	26
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	2
Census Block	2013
Census Tract	972204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Shepherdstown Historic District (Boundary Increase) listed 1987 · 176 contributing resources · NRIS 87001205

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jefferson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 577, SHEPHERDSTOWN, WV 25443-0577
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 28, 2020	Grant Deed, Transfer PARAGON TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	202210185
Deed Book / Page	1285 / 45
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 15, 2022
Property Address	202 E GERMAN ST, SHEPHERDSTOWN, WV 25443
Document Number	0001285/45
Book / Page	1285 / 45
Instrument Date	Jul 1, 2022
Instrument	202200010185
Transaction Type	Transfer
Record Updated	Aug 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 577, SHEPHERDSTOWN, WV 25443-0577

Mortgage

Document Number	202200010186
Date	Jul 15, 2022
Instrument	202200010186

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Dec 28, 2020
Property Address	202 E GERMAN ST, SHEPHERDSTOWN, WV 25443
Document Number	0000018220
Book / Page	001253 / 000597
Instrument Date	Dec 28, 2020
Instrument	18220
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	PARAGON TITLE

Transaction

Amount	Amount Recorded
Tax	$3,491.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 547 CHARLES TOWN WV 254140547, CHARLES TOWN, WV 25414-0547

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Shepherdstown Town
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,798.00 (-0.66%)	$361,800 (-) Land $140,500 Building $221,300	$603,000 (-0.02%) Land $234,167 Building $368,833
2025	$4,830.00 (+5.25%)	$361,800 (+5.21%) Land $140,500 Building $221,300	$603,100 (+5.22%) Land $234,200 Building $368,900
2023	$4,589.00	$343,900 Land $140,500 Building $203,400	$573,200 Land $234,200 Building $339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1984–2010)
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORPORATION OF SHEPHERDSTOWN serves 4,300 people · EPA ID WV3301933
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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