Guthrie County property record for 202 E Clay St, Panora, IA 50216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,496 sqft · built 1900 |
| Lot Size | 0.202 acres (8,778 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,120 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001311100 |
| Primary APN | 0001311100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,778 sqft (0.202 acres) |
| Lot Dimensions | 112 ft deep x 78 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 202 E CLAY ST |
|---|---|
| City | PANORA |
| State | IA |
| Zip | 50216-1047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S LOT 1 (EX. S 45') BLK S |
| Legal Subdivision | PANORA CITY |
| Legal Block | S |
| Legal Lot Number | 1 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | CASS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950100 |
202 E Clay St is owned by a company that acquired it in March 2021.
Source: Guthrie County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 204 E CHURCH ST, PANORA, IA 50216-1115 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 0000001080 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 202 E Clay St was $3,120, up 37.7% from the year before.
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Panora City |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,800 (-) Land $18,500 Building $170,300 | $188,800 (-) Land $18,500 Building $170,300 | |
| 2025 | $3,120.00 (+37.69%) | $188,800 Land $18,500 Building $170,300 | $188,800 Land $18,500 Building $170,300 |
| 2024 | $2,266.00 | ||
| 2023 | $126,300 (+15.13%) Land $18,600 Building $107,700 | $126,300 Land $18,600 Building $107,700 | |
| 2022 | $2,466.00 | $109,700 Land $18,600 Building $91,100 | |
| 2021 | $109,700 Land $18,600 Building $91,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 E Clay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 E Clay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Telecommunications Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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