202 E Chestnut St, Asheville, NC 28801 Property Records

Buncombe County property record for 202 E Chestnut St, Asheville, NC 28801

Property Summary

Property Type	Commercial
Details	4 bd · 3 ba · 2,398 sqft · built 1928
Lot Size	0.11 acres (4,792 sqft)
Owner	Trust Name on File
Last Sale	$100,000 (Mar 1998)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`683735-2020-202`

Property Details

APN / Parcel Number

Primary APN	`683735-2020-202`
Alternative APNs	`9649-53-2385-00000` `964915532209000` `008122725`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,398 sqft Gross Area
1st Floor Area	96 sqft
Basement Area	256 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	683735-2020-202
Street Address	202 E CHESTNUT ST
City	ASHEVILLE
State	NC
Zip	28801-2444
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	OFFICE
Legal Description	PLAT: 0000-0000
Legal Subdivision	SURVEY FOR JIM SIEMENS
Legal Block	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2027
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestnut Hill Historic District listed 1983 · 239 contributing resources · NRIS 83001837

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

202 E Chestnut St, a commercial property, is held in a trust since January 2020.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	Trust Name on File
Mailing Address	95 CHARLOTTE ST, ASHEVILLE, NC 28801-2435
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit TRUPOINT BANK
Jan 23, 2020	Correction Deed ATTORNEY ONLY
Jul 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 1998 · Amount on File
Deed Sale	Mar 24, 1998 · Amount on File
Deed Book / Page	2014 / 627
Last Transfer Date	Jan 13, 2020
Transfer Doc	0058570211
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	202 E CHESTNUT ST, ASHEVILLE, NC 28801-2444
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CHARLOTTE ST, ASHEVILLE, NC 28801-2435

Mortgage

Document Number	0062251437
Date	Jun 2, 2022
Book Page	6225/1437

Lender

Name	TRUPOINT BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 23, 2020
Property Address	202 E CHESTNUT ST, ASHEVILLE, NC 28801-2444
Document Number	0058570211
Book / Page	005857 / 000211
Instrument Date	Jan 13, 2020
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	95 CHARLOTTE ST ASHEVILLE NC 288012435, ASHEVILLE, NC 28801-2435

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 20, 2018
Property Address	202 E CHESTNUT ST, ASHEVILLE, NC 28801-2444
Document Number	0056850609
Book / Page	005685 / 000609
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	95 CHARLOTTE ST ASHEVILLE NC 288012435, ASHEVILLE, NC 28801-2435

Tax Assessment & Valuation

The 2025 property tax bill for 202 E Chestnut St was $4,444, up 6.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Asheville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,444.00 (+6.34%)	$404,600 Land $163,700 Building $240,900	$404,600 Land $163,700 Building $240,900
2024	$4,179.00 (+2.55%)
2023	$4,075.00	$404,600	$404,600 Land $163,700 Building $240,900
2021			$404,600 Land $163,700 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 E Chestnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1978–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 E Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Riverwave Broadband.

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