Gilpin County property record for 202 E 5th High St, Central City, CO 80427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,210 sqft · built 1902 |
| Owner | Individual Name on File |
| Tax Bill | $358 (2020) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R002435 |
| Primary APN | R002435 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Old Style |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 154 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | R002435 |
|---|---|
| Street Address | 202 E 5TH HIGH ST |
| City | CENTRAL CITY |
| State | CO |
| Zip | 80427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 036 LOT: 001 AND:- LOT: 002 (W 5 FT LT 2) |
| Legal Range | 73W |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CENTRAL CITY |
| Legal Block | 36 |
| Legal Lot Number | 1 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 13800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
202 E 5th High St is owned and occupied by an individual who acquired it in April 2020.
Source: Gilpin County records, as of April 29, 2021
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 E 5TH HIGH ST, CENTRAL CITY, CO 80427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2020 | Quit Claim Deed, Transfer AMERICAN FINANCING |
| Nov 2, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Sep 25, 2002 |
| Last Transfer Date | Apr 9, 2020 |
| Transfer Doc | 0000165875 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Apr 9, 2020 |
| Property Address | 202 E 5TH HIGH ST, CENTRAL CITY, CO 80427 |
| Document Number | 0000165875 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 165875 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 E 5TH HIGH ST CENTRAL CITY CO 80427, CENTRAL CITY, CO 80427 |
| Document Number | 165876 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 165876 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 202 E 5TH HIGH ST, CENTRAL CITY, CO 80427 |
| Document Number | 0000160520 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 202 E 5TH HIGH ST CENTRAL CITY CO 80427, CENTRAL CITY, CO 80427 |
| Document Number | 0000160520 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 160520 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2047 |
Source: Gilpin County assessment roll, as of December 23, 2020
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Municipality | Central City |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
FEMA maps place 202 E 5th High St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 E 5th High St is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL CITY serves 3,750 people · EPA ID CO0124171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable · Fiber in parts of the area | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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