Clay County property record for 202 E 2nd St, Peterson, IA 51047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,393 sqft · built 1900 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,010 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 943833329001 |
| Primary APN | 943833329001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| 1st Floor Area | 739 sqft |
| Basement Area | 843 sqft |
| Unfinished Basement | 739 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 75 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 202 E 2ND ST |
|---|---|
| City | PETERSON |
| State | IA |
| Zip | 51047-7747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | 1 15 O.P. EXC. N 25' 2 15 O.P. |
| Legal Range | 38W |
| Legal Township | 94N |
| Legal Section | 33 |
| Legal Subdivision | ORIGINAL PLAT |
| Jurisdiction | CLAY IA |
| Township / Civil Division | PETERSON |
| Census Block Group | 1 |
| Census Block | 1153 |
| Census Tract | 80400 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 305, PETERSON, IA 51047-0305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Apr 22, 2026 |
| Property Address | 202 E 2ND ST, PETERSON, IA 51047-7747 |
| Document Number | 0000000942 |
| Book / Page | 2026 / 942 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026942 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 202 E 2ND ST, PETERSON, IA 51047-7747 |
| Document Number | 0000000942, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 2026/942 |
| Instrument | 2026942 |
| Name | CENTRAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Apr 23, 2026 |
| Property Address | 202 E 2ND ST, PETERSON, IA 51047-7747 |
| Document Number | 0000000970 |
| Book / Page | 2026 / 970 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026970 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 202 E 2ND ST, PETERSON, IA 51047-7747 |
| Document Number | 0000000970, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 2026/970 |
| Instrument | 2026970 |
| Name | CENTRAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | May 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 202 E 2ND ST, PETERSON, IA 51047-7747 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/1820 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 2021/1820 |
| Instrument | 2021 1820 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Peterson City |
| Unified School District | Sioux Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,010.00 (+12.98%) Homeowner's exemption | $75,390 (+16.74%) Land $6,540 Building $68,850 | $75,390 (+16.74%) Land $6,540 Building $68,850 |
| 2024 | $894.00 (+1.59%) | ||
| 2023 | $64,580 (+12.22%) Land $6,540 Building $58,040 | $64,580 (+12.22%) Land $6,540 Building $58,040 | |
| 2022 | $880.00 Homeowner's exemption | $57,550 Land $6,540 Building $51,010 | |
| 2021 | $57,550 Land $6,540 Building $51,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PETERSON MUNICIPAL WATER SUPPLY serves 322 people · EPA ID IA2154039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Northwest Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures