Nelson County property record for 202 Downs Ln, Bardstown, KY 40004
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 9,000 sqft · built 1985 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Feb 2019) |
| Tax Bill | $4,902 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54SSW-02-088 |
| Primary APN | 54SSW-02-088 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,000 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Lot Area | 132,422 sqft (3.04 acres) |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Cooling System | None |
|---|
| Account Number | 129871 |
|---|---|
| Street Address | 202 DOWNS LN |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-8338 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Legal Description | 202 DOWNS LANE |
| Legal Subdivision | SURVEY OF FRANKLIN HIBBS |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 930304 |
Source: Nelson County records · APN 54SSW-02-088
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 760, ELIZABETHTOWN, KY 42702-0760 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ABOUND FCU |
| Sep 21, 2021 | Deed, Transfer |
| Feb 20, 2019 | Deed, Transfer · Commercial Mortgage HAUBSTADT STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on Record |
| Deed Sale | Feb 20, 2019 · Amount on Record |
| Prior Sale | Oct 06, 2016 · Amount on Record |
| Deed Document Number | 20192018 |
| Deed Book / Page | 546 / 275 |
| Last Transfer Date | Sep 17, 2021 |
| Transfer Doc | 000D574/21 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 202 DOWNS LN, BARDSTOWN, KY 40004-8338 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1425/315 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | M1425/315 |
| Instrument | 2023006047 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 103 Months |
| Due | Jan 21, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Sep 21, 2021 |
| Property Address | 202 DOWNS LN, BARDSTOWN, KY 40004-8338 |
| Document Number | 000D574/21 |
| Book / Page | D574 / 21 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021012684 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14707 LANDIS LAKES DR, LOUISVILLE, KY 40245-3971 |
| Name | Verified Name |
|---|---|
| Address | 14707 LANDIS LAKES DR, LOUISVILLE, KY 40245-3971 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Feb 20, 2019 |
| Property Address | 202 DOWNS LN, BARDSTOWN, KY 40004-8338 |
| Document Number | 00D546/275 |
| Book / Page | D546 / 275 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019002018 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1294 POTTERSHOP RD, BARDSTOWN, KY 40004-9338 |
| Name | Verified Name |
|---|---|
| Address | 14707 LANDIS LAKES DR, LOUISVILLE, KY 40245-3971 |
| Document Number | 2019002019 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 2019002019 |
| Name | HAUBSTADT STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bardstown City |
| County | Nelson County |
| Unified School District | Bardstown Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,902.00 (-9.41%) | $1,700,000 (-) Building $1,700,000 | $1,700,000 (-) Building $1,700,000 |
| 2024 | $1,700,000 (-) | $1,700,000 (-) | |
| 2023 | $5,411.00 | $1,700,000 | $1,700,000 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| City of Bardstown, KY Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 401 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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