202 Division St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 202 Division St, Kalkaska, MI 49646

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1970
Lot Size0.2 acres (8,728 sqft)
Owner2 Individual Names on Record
Tax Bill$683 (2025)
Deeds & MortgagesOct 2021 Refinance
Oct 2021 Sale
APN041-567-011-00

Property Details

APN / Parcel Number

Primary APN041-567-011-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area8,728 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address202 DIVISION ST
CityKALKASKA
StateMI
Zip49646-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLK 7 SWEETS SECOND ADD VILL OF KALKASKA SEC 17 T27N-R7W
Legal Range07W
Legal Township27N
Legal Section17
Legal SubdivisionVILL OF KALKASKA
Legal Block7
Legal Lot Number11
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group1
Census Block1037
Census Tract950300

Owner

Source: Kalkaska County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address202 DIVISION ST, KALKASKA, MI 49646-9730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NICOLET NATIONAL BANK
Oct 22, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address202 DIVISION ST, KALKASKA, MI 49646-9730
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003159558
DateOct 20, 2021
Instrument3159558
Lender
NameNICOLET NATIONAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALKASKA MI
Recording DateOct 22, 2021
Property Address202 DIVISION ST, KALKASKA, MI 49646-9730
Document Number0003159603
Instrument DateOct 15, 2021
Instrument3159603
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1023, KALKASKA, MI 49646-1023

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
MunicipalityKalkaska Village
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,800 (+10.27%)$139,600 (+10.27%)
2025$683.00 (+1.04%) Homeowner's exemption$63,300$126,600
2024$676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF KALKASKA
serves 2,020 people · EPA ID MI0003560
Water SourceGroundwater
Last State InspectionSep 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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