202 Dinsmore St, Berea, KY 40403 Property Records

Madison County property record for 202 Dinsmore St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	902 sqft
Owner	2 Individual Names on Record
Last Sale	$73,000 (Apr 2015)
Tax Bill	$380 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`B010-0012-0015`

Property Details

APN / Parcel Number

Primary APN	`B010-0012-0015`
Alternative APNs	`135397` `98169` `65377`

Interior

Stories	1 Story
Building Area	902 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Mixed
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft

Location & Zoning

Account Number	65377
Street Address	202 DINSMORE ST
City	BEREA
State	KY
Zip	40403-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTER LAKES LOT 5 & 6
Legal Subdivision	WALTER LAKES ADD
Legal Lot Number	5,6
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1007
Census Tract	11303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 DINSMORE ST, BEREA, KY 40403-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 18, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 25, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2015 · Amount on Record
Deed Sale	Apr 24, 2015 · Amount on Record
Deed Document Number	0000715432
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	202 DINSMORE ST, BEREA, KY 40403-1706
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2101/89
Date	Oct 15, 2021
Book Page	M2101/89
Instrument	2014058643

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	202 DINSMORE ST, BEREA, KY 40403-1706
Transaction Type	Mortgage
Record Updated	Jul 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01869/541
Date	Jun 18, 2019
Book Page	M01869/541
Instrument	2013994211

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	202 DINSMORE ST, BEREA, KY 40403-1706
Transaction Type	Mortgage
Record Updated	Nov 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2013966751
Date	Oct 25, 2017
Book Page	M01771/255
Instrument	2013966751

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2042

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$380.00 (+9.2%) Homeowner's exemption	$81,000 (+10.96%)	$81,000 (+10.96%)
2023	$348.00 Homeowner's exemption	$73,000	$73,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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