202 Dew Drop Dr, Franklin, KY 42134 Property Records

Simpson County property record for 202 Dew Drop Dr, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1995
Lot Size	0.318 acres (13,885 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Nov 2018)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-03-00-021.00`

Property Details

APN / Parcel Number

Primary APN	`041-03-00-021.00`
Alternative APN	`429`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,383 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,885 sqft (0.318 acres)
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	202 DEW DROP DR
City	FRANKLIN
State	KY
Zip	42134-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	202 DEW DROP DRIVE
Legal Subdivision	WHISPERING HILLS SUB
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2025
Census Tract	970200

Owner

202 Dew Drop Dr is owned and occupied by an individual who bought it in November 2018.

Source: Simpson County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	202 DEW DROP DR, FRANKLIN, KY 42134-9128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Nov 14, 2018	Deed, Transfer · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Jun 10, 2013 · Amount on File
Deed Document Number	20181189167
Deed Book / Page	338 / 217
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Recording Date	Jul 6, 2026
Property Address	202 DEW DROP DR, FRANKLIN, KY 42134-9128
Document Number	0001265910
Book / Page	590 / 292
Instrument Date	Jun 26, 2026
Instrument	20261265910
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 DEW DROP DR, FRANKLIN, KY 42134-9128

Mortgage

Document Number	0001265910,
Date	Jul 6, 2026
Book Page	590/292
Instrument	20261265910

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	202 DEW DROP DR, FRANKLIN, KY 42134-9128
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	SUMMIT TITLE COMPANY, SUMMIT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M500/212
Date	Aug 2, 2021
Book Page	M500/212
Instrument	1203904

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	202 DEW DROP DR, FRANKLIN, KY 42134-9128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SUMMIT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M451/636
Date	Nov 14, 2018
Book Page	M451/636
Instrument	1189169

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Nov 14, 2018
Property Address	202 DEW DROP DR, FRANKLIN, KY 42134-9128
Document Number	00D338/217
Book / Page	D338 / 217
Map Reference	MB 4 PG 135 SL 68
Instrument Date	Nov 9, 2018
Instrument	1189167
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SUMMIT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1585 NORMANDY WAY, 1585, BOWLING GREEN, KY 42103-4748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 DEW DROP DR, FRANKLIN, KY 42134-9128

Mortgage

Document Number	0001189168
Date	Nov 14, 2018
Instrument	1189168

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 202 Dew Drop Dr was $1,320.

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00	$150,500	$150,500
2023	$1,401.00	$150,500	$150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Dew Drop Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2010–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 5 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Dew Drop Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Franklin EPB Fiber.

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