202 Davis Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 202 Davis Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 982 sqft · built 1965
Lot Size	0.441 acres (19,230 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2018)
Tax Bill	$4,681 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:41 L:96`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:41 L:96`
Alternative APNs	`M:0041 B:0000 L:0096` `97404`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	7 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	982 sqft
Basement Area	968 sqft
Unfinished Basement	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,230 sqft (0.441 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	97404
Street Address	202 DAVIS RD
City	DRACUT
State	MA
Zip	01826-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	96
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3019
Census Tract	314101

Owner

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 DAVIS RD, DRACUT, MA 01826-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Sep 27, 2018	Quit Claim Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Book / Page	32441 / 201
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	202 DAVIS RD, DRACUT, MA 01826-2912
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036566-191
Date	Nov 30, 2021
Book Page	36566/191
Instrument	69358

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	202 DAVIS RD, DRACUT, MA 01826-2912
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035730-101
Date	May 10, 2021
Book Page	35730/101
Instrument	27751

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	202 DAVIS RD, DRACUT, MA 01826-2912
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037296-72
Date	Aug 11, 2022
Book Page	37296/72
Instrument	34117

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Sep 27, 2018
Property Address	202 DAVIS RD, DRACUT, MA 01826-2912
Document Number	32441-201
Book / Page	32441 / 201
Instrument	42353
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$38.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	324410204
Date	Sep 27, 2018
Instrument	32441/0204

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,681.00 (+0.71%)	$462,500 (+3.98%) Land $225,600 Building $236,900	$458,565 (-2.35%)
2024	$4,648.00 (+1.44%)	$444,800 (+12.41%) Land $214,900 Building $229,900	$469,585
2023	$4,582.00	$395,700 Land $186,900 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Cell Coverage

5G and 4G LTE (outdoors only)

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