Gaston County property record for 202 Davis Ln, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,476 sqft · built 1976 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,000 (Dec 2024) |
| Tax Bill | $4,196 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16002 01400 |
| Primary APN | 16002 01400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Porch |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 202 DAVIS LN |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKEWOOD BLK 1 L 14 16 002 014 00 000 |
| Legal Subdivision | LAKEWOOD |
| Legal Block | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 32301 |
202 Davis Ln is owned and occupied by two individuals who bought it in December 2024.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 DAVIS LN, BELMONT, NC 28012-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · VA Mortgage HOMESIMPLY |
| Jun 1, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on File |
| Deed Sale | Dec 12, 2024 · Amount on File |
| Prior Sale | Jun 1, 2023 · Amount on File |
| Deed Book / Page | 5524 / 1614 |
| Prior Transfer Date | Mar 20, 2012 |
| Prior Transfer Doc | 0046070408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 202 DAVIS LN, BELMONT, NC 28012-2910 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | TSI TITLE AND ESCROW, SILK TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 202 DAVIS LN, BELMONT, NC 28012-2910 |
| Document Number | 0056040976 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 5604/976 |
| Name | HOMESIMPLY |
|---|---|
| Type | Private Party |
| Address | 3540 TORINGDON WAY STE 200, CHARLOTTE, NC 28277 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 1, 2023 |
| Property Address | 202 DAVIS LN, BELMONT, NC 28012-2910 |
| Document Number | 0054140472 |
| Book / Page | 5414 / 472 |
| Map Reference | MB 32 PG 21 |
| Instrument Date | Jun 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | CITY OF OAKS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5120 KINGS PINNACLE DR, KINGS MOUNTAIN, NC 28086-8804 |
| Name | Verified Name |
|---|---|
| Address | 202 DAVIS LN, BELMONT, NC 28012-2910 |
| Document Number | 0005414475 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 5414/475 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 19, 2020 |
| Property Address | 202 DAVIS LN, BELMONT, NC 28012-2910 |
| Document Number | 0051312198 |
| Book / Page | 5131 / 2198 |
| Map Reference | MB 32 PG 21 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2032 KNELL DR, 2032, CHARLOTTE, NC 28212-6727 |
| Name | Verified Name |
|---|---|
| Address | 202 DAVIS LN, BELMONT, NC 28012-2910 |
| Document Number | 51312201 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 5131/2201 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 202 Davis Ln was $4,196.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,196.00 | $407,840 (-) Land $38,000 Building $369,840 | |
| 2025 | $4,196.00 | $407,840 Land $38,000 Building $369,840 | |
| 2023 | $4,140.00 (+48.23%) | $392,500 (+80.55%) Land $38,000 Building $354,500 | |
| 2022 | $2,793.00 | $217,390 Land $31,000 Building $186,390 | |
| 2021 | $217,390 Land $31,000 Building $186,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 202 Davis Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Davis Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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