202 Crystal Ct, Winter Haven, FL 33880 Property Records

Polk County property record for 202 Crystal Ct, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,890 sqft · built 1986
Lot Size	0.5 acres (21,763 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2025)
Tax Bill	$2,674 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-36-355252-000010`

Property Details

APN / Parcel Number

Primary APN	`25-28-36-355252-000010`
Alternative APNs	`362825355252000010` `62825000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	21,763 sqft (0.5 acres)
Lot Dimensions	162 ft deep x 134 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	529 sqft
Porch	Florida Room
Porch Area	411 sqft

Location & Zoning

Street Address	202 CRYSTAL CT
City	WINTER HAVEN
State	FL
Zip	33880-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH ESTATES PB 78 PG 21 LOT 1
Legal Range	25E
Legal Township	28S
Legal Section	36
Legal Subdivision	CRYSTAL BEACH ESTATES
Legal Tract	355252
Legal Block	3
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3001
Census Tract	14701

Owner

202 Crystal Ct is owned by two individuals who bought it in November 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4908 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 17, 2022	Affidavit of Death of Joint Tenant, Transfer SMART TITLE II LLC
Jul 12, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Oct 17, 2022 · Amount on File
Deed Document Number	2025278605
Deed Book / Page	13790 / 453
Prior Transfer Date	Jul 5, 2022
Prior Transfer Doc	0000189006
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 25, 2025
Property Address	202 CRYSTAL CT, WINTER HAVEN, FL 33880-4910
Document Number	0000278605
Book / Page	13790 / 453
Map Reference	MB 78 PG 21
Instrument Date	Nov 19, 2025
Instrument	2025278605
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, DOMINION TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 NICHOLS LOOP # LOOP17-201, LOOP17-201, WINTER HAVEN, FL 33884-2994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 WILLOWBROOK CIR, WINTER HAVEN, FL 33884-2934

Mortgage

Document Number	0013790455
Date	Nov 25, 2025
Instrument	13790/455

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 17, 2022
Property Address	202 CRYSTAL CT, WINTER HAVEN, FL 33880-4910
Document Number	0000273037
Book / Page	12450 / 1361
Map Reference	MB 76 PG 21
Instrument Date	Oct 7, 2022
Instrument	2022273037
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 MARTIN ST SE, 809, ATLANTA, GA 30315-1503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CRYSTAL CT, WINTER HAVEN, FL 33880-4910

Mortgage

Document Number	0000273038
Date	Oct 17, 2022
Book Page	12450/1363
Instrument	2022273038

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK FL
Recording Date	Oct 17, 2022
Property Address	202 CRYSTAL CT, WINTER HAVEN, FL 33880-4910
Document Number	0000273036
Book / Page	12450 / 1359
Map Reference	MB 78 PG 21
Instrument Date	Oct 7, 2022
Instrument	2022273036
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	SMART TITLE II LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jul 12, 2022
Property Address	202 CRYSTAL CT, WINTER HAVEN, FL 33880-4910
Document Number	0000189006
Book / Page	12333 / 2232
Map Reference	MB 78 PG 21
Instrument Date	Jul 5, 2022
Instrument	2022189006
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 CRYSTAL CT, 202, WINTER HAVEN, FL 33880-4910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CRYSTAL CT, WINTER HAVEN, FL 33880-4910

Tax Assessment & Valuation

The 2025 property tax bill for 202 Crystal Ct was $2,674, down 20.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,260 (-18.53%)	$245,289 (-0.71%) Land $31,000 Building $214,289
2025	$2,674.00 (-20.06%) Homeowner's exemption	$247,034 (-0.88%) Land $31,000 Building $216,034	$247,034 (-0.88%) Land $31,000 Building $216,034
2024	$3,345.00 (-11.6%) Homeowner's exemption	$249,235 (-14.32%) Land $31,000 Building $218,235	$249,235 (-14.32%) Land $31,000 Building $218,235
2023	$3,784.00 (+599.45%) Homeowner's exemption	$290,886 (+141.87%) Land $30,000 Building $260,886	$290,886 (+13.83%) Land $30,000 Building $260,886
2022	$541.00 Homeowner's exemption	$120,265	$255,550 Land $25,000 Building $230,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Crystal Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Crystal Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Crystal Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures