202 Cross St, Central Falls, RI 02863 Property Records

Central Falls City property record for 202 Cross St, Central Falls, RI 02863

Property Summary

Property Type	Multi-Family Dwellings
Details	9 bd · 3 ba · 3,564 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,000 (Jun 2023)
Tax Bill	$6,774 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-1581-00`

Property Details

APN / Parcel Number

Primary APN	`13-1581-00`
Alternative APN	`CENT M:06 P:6`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,564 sqft Living Area
Gross Area	4,902 sqft
1st Floor Area	1,199 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	13-1581-00
Street Address	202 CROSS ST
City	CENTRAL FALLS
State	RI
Zip	02863-2637
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-3
Jurisdiction	CENTRAL FALLS RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	2
Census Block	2021
Census Tract	11100

Owner

Source: Central Falls City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 CROSS ST, CENTRAL FALLS, RI 02863-2637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · FHA Mortgage NFM LENDING
Jun 29, 2023	Warranty Deed, Transfer
Oct 31, 2018	Warranty Deed, Transfer HOMEBRIDGE FINANCIAL
Jun 8, 2017	Warranty Deed, Transfer HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Book / Page	1055 / 324
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Jun 29, 2023
Property Address	202 CROSS ST, CENTRAL FALLS, RI 02863-2637
Document Number	0001055-48
Book / Page	1055 / 48
Instrument Date	Jun 29, 2023
Instrument	824
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000000825
Date	Jun 29, 2023
Instrument	825

Lender

Name	NFM LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Jun 29, 2023
Property Address	202 CROSS ST, CENTRAL FALLS, RI 02863-2637
Document Number	001055-324
Book / Page	1055 / 324
Instrument Date	Jun 29, 2023
Instrument	824
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Oct 31, 2018
Property Address	202 CROSS ST, CENTRAL FALLS, RI 02863-2637
Document Number	000943-201
Book / Page	943 / 201
Instrument	1464
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009430204
Date	Oct 31, 2018
Instrument	00943/0204

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 31, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRAL FALLS RI
Recording Date	Jun 8, 2017
Property Address	202 CROSS ST, CENTRAL FALLS, RI 02863-2637
Document Number	000912-225
Book / Page	912 / 225
Instrument	698
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009120227
Date	Jun 8, 2017
Instrument	00912/0227

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,774.00 (-7.08%)	$512,800 (+30.48%) Land $105,000 Building $407,800
2023	$7,290.00 (+6.24%)	$393,000 (-) Land $79,500 Building $313,500
2022	$6,862.00	$393,000 Land $79,500 Building $313,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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