202 Cogshall St, Holly, MI 48442 Property Records

Oakland County property record for 202 Cogshall St, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,141 sqft · built 1850
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Oct 2017)
Tax Bill	$5,278 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`IH-01-34-331-009`

Property Details

APN / Parcel Number

Primary APN	`IH-01-34-331-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,141 sqft Living Area
1st Floor Area	1,434 sqft
Basement Area	1,295 sqft
Unfinished Basement	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	15,246 sqft (0.35 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	827 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	202 COGSHALL ST
City	HOLLY
State	MI
Zip	48442-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T5N, R7E, SEC 34 BAIRD AND GREENS ADD LOTS 11 & 12 BLK 2
Legal Range	07E
Legal Township	05N
Legal Section	34
Legal Subdivision	BAIRD AND GREENS ADD
Legal Block	2
Legal Lot Number	11-12
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	3
Census Block	3012
Census Tract	124500

Owner

202 Cogshall St is owned and occupied by two individuals who acquired it in March 2025.

Source: Oakland County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 COGSHALL ST, HOLLY, MI 48442-1715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 17, 2017	Warranty Deed, Transfer · FHA Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Prior Sale	Apr 4, 2000 · Amount on File
Deed Document Number	2017192560
Deed Book / Page	51187 / 296
Last Transfer Date	Mar 11, 2025
Transfer Doc	0000026483
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	202 COGSHALL ST, HOLLY, MI 48442-1715
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134574
Date	May 21, 2021
Book Page	56275/256
Instrument	134574

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Apr 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 17, 2017
Property Address	202 COGSHALL ST, HOLLY, MI 48442-1715
Document Number	0000192560
Book / Page	51187 / 00296
Map Reference	LB 2 PG 17
Instrument Date	Oct 16, 2017
Instrument	192560
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	REPUTATION FIRST TITLE AGENC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,874.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 COGSHALL ST, 202, HOLLY, MI 48442-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 COGSHALL ST, HOLLY, MI 48442-1715

Mortgage

Document Number	0000192561
Date	Oct 17, 2017
Instrument	192561

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 202 Cogshall St was $5,278 with a homeowner's exemption, up 48.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,278.00 (+48.47%) Homeowner's exemption	$185,010	$370,020
2024	$3,555.00
2023		$161,030	$322,060
2021	$2,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Cogshall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Cogshall St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Cogshall St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures