202 Cobblestone Cir, Red Oak, TX 75154 Property Records

Ellis County property record for 202 Cobblestone Cir, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 2002
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,100 (Dec 2020)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R218026`

Property Details

APN / Parcel Number

Primary APN	`R218026`
Alternative APNs	`72304890200200111` `218026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,754 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,754 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	202 COBBLESTONE CIR
City	RED OAK
State	TX
Zip	75154-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK B COBBLESTONE ESTS .241 AC
Legal Subdivision	COBBLESTONE ESTS
Legal Block	B
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	4
Census Block	4003
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 COBBLESTONE CIR, RED OAK, TX 75154-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Jan 7, 2010 · Amount on Record
Deed Document Number	202045836
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	0000045836
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 10, 2020
Property Address	202 COBBLESTONE CIR, RED OAK, TX 75154-5043
Document Number	0000045836
Instrument Date	Dec 8, 2020
Instrument	45836
Transaction Type	Transfer
Record Updated	Jan 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 COBBLESTONE CIR RED OAK TX 751545043, RED OAK, TX 75154-5043

Mortgage

Document Number	45837
Date	Dec 10, 2020
Instrument	45837

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Mortgage

Document Number	45838,
Date	Dec 10, 2020
Instrument	45838

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	2200 E MARTIN LUTHER KING JR BLVD # B, AUSTIN, TX 78702-1344

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 9, 2023

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,797 (-10.28%) Land $65,000 Building $195,797	$260,797 (-10.28%) Land $65,000 Building $195,797
2025	$4,405.00 (-11.71%) Homeowner's exemption	$290,693 (-8.11%) Land $65,000 Building $225,693	$290,693 (-8.11%) Land $65,000 Building $225,693
2024	$4,989.00 (+12.52%)
2023	$4,434.00 (+12.42%) Homeowner's exemption	$316,364 Land $65,000 Building $251,364	$316,364 Land $65,000 Building $251,364
2018	$3,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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