202 Cleft Rd, Mill Neck, NY 11765 Property Records

Nassau County and Oyster Bay Town property record for 202 Cleft Rd, Mill Neck, NY 11765

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,257 sqft · built 1956
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on Record
Last Sale	$1,475,000 (Nov 2020)
Tax Bill	$25,933 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-00N-00-0052`

Property Details

APN / Parcel Number

Primary APN	`29-00N-00-0052`
Alternative APNs	`2900N000052000000000` `2425-29-N-00-0052-0` `282425 29.-N-52` `29 N 00520`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,257 sqft Living Area
Gross Area	4,876 sqft
1st Floor Area	2,546 sqft
Basement Area	619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Slate
Lot Area	145,055 sqft
View / Lot	Highway
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Open Frame Porch
Porch Area	116 sqft
Deck Area	74 sqft
Patio Area	1,336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29 N 00520
Street Address	202 CLEFT RD
City	MILL NECK
State	NY
Zip	11765-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 004
Legal Block	N
Legal Lot Number	52
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	3
Census Block	3003
Census Tract	517801

Owner

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 CLEFT RD, MILL NECK, NY 11765-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 18, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	2020111008
Deed Book / Page	14002 / 634
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	202 CLEFT RD, MILL NECK, NY 11765-1001
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CLEFT RD, MILL NECK, NY 11765-1001

Mortgage

Document Number	M469360978
Date	Nov 9, 2022
Book Page	M46936/978
Instrument	2022-108898

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Sep 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 18, 2020
Property Address	202 CLEFT RD, MILL NECK, NY 11765-1001
Document Number	0140020634
Book / Page	14002 / 634
Instrument Date	Nov 2, 2020
Instrument	2020-111008
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 DESBROSSES ST APT 418, 418, NEW YORK, NY 10013-0528

Mortgage

Document Number	202011100944743864
Date	Nov 18, 2020
Instrument	2020-11100944743864

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Municipality	Mill Neck Village
Unified School District	Locust Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,403 (+5.65%) Land $837 Building $566	$1,403,000 (+5.65%)
2025	$25,933.00 (-4.68%)
2023	$27,205.00 Additional exemption filed	$1,328 Land $853 Building $475	$1,328,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCUST VALLEY WD public/private · serves 7,500 people · EPA ID NY2902833
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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