202 Clearview Point Dr, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 202 Clearview Point Dr, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,237 sqft · built 1987
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Trust Names on Record
Last Sale	$470,000 (Apr 2013)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	Mar 2009 Line of Credit Dec 2007 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6574 20 71 5309`

Property Details

APN / Parcel Number

Primary APN	`6574 20 71 5309`
Alternative APNs	`1487693` `64024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,237 sqft Finished Area
Basement Area	1,186 sqft
Finished Basement	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	280 ft deep x 217 ft wide
Garage Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1487693
Street Address	202 CLEARVIEW POINT DR
City	MOUNT GILEAD
State	NC
Zip	27306-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	EMERALD SHORES LOT 11; M/B, S/3 EMERALD #11 M/B S/3
Legal Subdivision	EMERALD SHORES DEVELOPMENT
Legal Lot Number	11
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3007
Census Tract	960402

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1701 PUGH ST, FAYETTEVILLE, NC 28305-5021
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2009	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA
Dec 20, 2007	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 18, 2023	Intrafamily Transfer, Transfer
Apr 30, 2013	Special Warranty Deed, Transfer · Conventional Mortgage YADKIN VALLEY BANK & TRUST COMPANY
Nov 9, 2012	Trustee's Deed, Foreclosure
Sep 11, 2007	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2013 · Amount on Record
Deed Sale	Apr 30, 2013 · Amount on Record
Prior Sale	Nov 9, 2012 · Amount on Record
Deed Document Number	2013333804
Deed Book / Page	716 / 367
Last Transfer Date	May 31, 2023
Transfer Doc	000929/106
Record Updated	Oct 29, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	202 CLEARVIEW POINT DR, MOUNT GILEAD, NC 27306-9023
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000632/853
Date	Mar 5, 2009
Book Page	632/853
Instrument	316035

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 16, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	202 CLEARVIEW POINT DR, MOUNT GILEAD, NC 27306-9023
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000607/451
Date	Dec 20, 2007
Book Page	607/451
Instrument	310078

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Dec 1, 2014
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	12.3%
Index	1-Year LIBOR
Max Rate	12.3%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Aug 18, 2023
Property Address	202 CLEARVIEW POINT DR, MOUNT GILEAD, NC 27306-9023
Document Number	000929/106
Book / Page	929 / 106
Instrument Date	May 31, 2023
Instrument	379438
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 PUGH ST, FAYETTEVILLE, NC 28305-5021

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1701 PUGH ST, FAYETTEVILLE, NC 28305-5021

April 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Apr 30, 2013
Property Address	202 CLEARVIEW POINT DR, MOUNT GILEAD, NC 27306-9023
Document Number	000716/367
Book / Page	716 / 367
Map Reference	MAP8
Instrument Date	Apr 26, 2013
Instrument	333804
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7301 BAYMEADOWS WAY, JACKSONVILLE, FL 32256-6826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 PUGH ST, FAYETTEVILLE, NC 28305-5021

Mortgage

Document Number	0000333806
Date	Apr 30, 2013
Instrument	333806

Lender

Name	YADKIN VALLEY BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2043

November 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 9, 2012
Property Address	202 CLEARVIEW POINT DR, MOUNT GILEAD, NC 27306-9023
Document Number	000706/789
Book / Page	706 / 789
Instrument Date	Nov 8, 2012
Instrument	331727
Transaction Type	Foreclosure
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Tax	$878.00
Amount Accuracy	Rounded by County
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Sep 11, 2007
Property Address	202 CLEARVIEW POINT DR, MOUNT GILEAD, NC 27306-9023
Document Number	000600/621
Book / Page	600 / 621
Instrument Date	Sep 11, 2007
Instrument	308528
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 ELM GROVE CT, GREENSBORO, NC 27405-3600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CLEARVIEW POINT DR, MOUNT GILEAD, NC 27306-9023

Mortgage

Document Number	0000308529
Date	Sep 11, 2007
Instrument	308529

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Oct 1, 2014
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	13.1%
Index	1-Year LIBOR
Max Rate	13.1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,230 (-) Land $323,416 Building $378,814	$702,230 (-) Land $323,416 Building $378,814
2025	$4,599.00	$702,230 (-) Land $323,416 Building $378,814	$702,230 (-) Land $323,416 Building $378,814
2023		$702,230 (-) Land $323,416 Building $378,814	$702,230 (-) Land $323,416 Building $378,814
2022	$4,599.00	$702,230 Land $323,416 Building $378,814	$702,230 Land $323,416 Building $378,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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