202 Clayton Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 202 Clayton Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,665 sqft · built 1912
Lot Size	0.43 acres (18,750 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,492 (2026)
Deeds & Mortgages	Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 60.54-3-3`

Property Details

APN / Parcel Number

Primary APN	`421500 60.54-3-3`
Alternative APN	`150006005400030030000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,665 sqft Living Area
1st Floor Area	945 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,750 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 CLAYTON RD
City	SCHENECTADY
State	NY
Zip	12304-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	255,256 2 WOOD AND BARN
Legal Subdivision	REVISED MAP OF WOODLAND
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4023
Census Tract	21802

Owner

202 Clayton Rd is owner-occupied and held in a trust since May 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	202 CLAYTON RD, SCHENECTADY, NY 12304-3816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2019
Transfer Doc	0000027935
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 19, 2019
Property Address	202 CLAYTON RD, SCHENECTADY, NY 12304-3816
Document Number	0000027935
Book / Page	002013 / 000336
Instrument Date	May 22, 2019
Instrument	27935
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	29 KELLY LN ROTTERDAM NY 123061112, ROTTERDAM, NY 12306-1112

Tax Assessment & Valuation

The 2026 property tax bill for 202 Clayton Rd was $5,492 with exemptions applied, up 5.2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,492.00 (+5.15%) Homeowner's exemption Senior Citizen's exemption
2025	$5,223.00	$129,700 Land $19,500 Building $110,200	$214,771 Land $32,290 Building $182,481
2023		$129,700 (-) Land $19,500 Building $110,200	$164,177 (+3.8%) Land $24,684 Building $139,493
2022		$129,700 Land $19,500 Building $110,200	$158,171 Land $23,781 Building $134,390
2021	$5,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Clayton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Clayton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20