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202 Cidy Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 202 Cidy Rd, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,400 sqft · built 1985
Lot Size0.244 acres (10,625 sqft)
OwnerCompany Name on Record
Last Sale$975,000 (Sep 2020)
Tax Bill$8,202 (2025)
Deeds & MortgagesSep 2020 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN00437840-000000

Property Details

APN / Parcel Number

Primary APN00437840-000000
Alternative APNs
  • 33623800437840000000
  • 1537055

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,400 sqft Living Area
1st Floor Area1,200 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,625 sqft (0.244 acres)
View / LotCanal
Garage TypeCovered
Garage Area375 sqft

Exterior Amenities

Pool Area312 sqft
PorchSlab
Porch Area2,240 sqft
Deck Area480 sqft
Patio Area1,860 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1537055
Street Address202 CIDY RD
CityTAVERNIER
StateFL
Zip33070-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 2 LOT 10 BOATMANS COLONY PB3-90 PLANTATION KEY OR125-10 OR791-865 OR791-864 OR846-1573 OR1146-1037 OR2332-2199 OR2774-744 OR3046-2019 OR3181-1910
Legal Range38E
Legal Township62S
Legal Section33
Legal SubdivisionBOATMANS COLONY
Legal Block2
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address202 CIDY RD, TAVERNIER, FL 33070-2308
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleNov 27, 2007 · Amount on Record
Deed Document Number20202283606
Deed Book / Page3046 / 2019
Last Transfer DateJun 22, 2022
Transfer Doc0002381650
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 28, 2020
Property Address202 CIDY RD, TAVERNIER, FL 33070-2308
Document Number0030462019
Book / Page003046 / 002019
Instrument DateSep 28, 2020
Instrument2283606
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2020 W ALEX BELL RD DAYTON OH 454591110, DAYTON, OH 45459-1110

Mortgage

Document Number30462021
DateSep 28, 2020
Book Page003046/002021
Instrument2283607
Lender
NameSTEPHEN M SHEA
Address189 INAGUA ST, DANIA, FL 33004-2253
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 27, 2021

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,202.00 (+3.59%) Homeowner's exemption$901,040 (+5.99%)$1,231,676 (+6.59%) Land $745,014 Building $486,662
2024$7,918.00 (+0.76%)
2023$7,858.00 (+1.97%) Homeowner's exemption$850,143 (+3%)$1,155,492 (+39.99%) Land $780,938 Building $374,554
2022$7,706.00 Homeowner's exemption$825,382 Land $445,134 Building $380,248$825,382 Land $445,134 Building $380,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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