202 Choptank Rd, Stafford, VA 22556 Property Records

Stafford County property record for 202 Choptank Rd, Stafford, VA 22556 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 820 sqft · built 1988
Lot Size	0.306 acres (13,334 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (May 2015)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19D3-1-512`

Property Details

APN / Parcel Number

Primary APN	`19D3-1-512`
Alternative APNs	`019D3 1 512` `4154`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	820 sqft Living Area
1st Floor Area	768 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,334 sqft (0.306 acres)
Porch	Open Porch
Porch Area	168 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	4154
Old Parcel Number	019D3 1 512
Street Address	202 CHOPTANK RD
City	STAFFORD
State	VA
Zip	22556-6439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 512 SEC 1 13333 SQFT PHASE 3 VISTA WOODS SUB
Legal Subdivision	VISTA WOODS PH 03
Legal Lot Number	512
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	1
Census Block	1010
Census Tract	10205

Owner

Source: Stafford County records · APN 19D3-1-512

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	202 CHOPTANK RD, STAFFORD, VA 22556-6439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2015 · Amount on Record
Deed Sale	May 04, 2015 · Amount on Record
Prior Sale	Jan 22, 2015 · Amount on Record
Deed Document Number	150006947
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	202 CHOPTANK RD, STAFFORD, VA 22556-6439
Document Number	200004186
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CHOPTANK RD STAFFORD VA 225566439, STAFFORD, VA 22556-6439

Mortgage

Document Number	200004186
Date	Feb 26, 2020
Instrument	4186

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00 (+11.11%)	$297,900 (+12.08%) Land $120,000 Building $177,900	$297,900 (+12.08%) Land $120,000 Building $177,900
2023	$2,511.00 (+19.17%)	$265,800 Land $110,000 Building $155,800	$265,800 Land $110,000 Building $155,800
2021	$2,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790102051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.