202 Chimney Rd, Rincon, GA 31326 Property Records

Effingham County property record for 202 Chimney Rd, Rincon, GA 31326

Property Summary

Property Type	Duplex
Details	3 ba · 1,624 sqft · built 1972
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Mar 2021)
Tax Bill	$3,729 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0465J-003-B00`

Property Details

APN / Parcel Number

Primary APN	`0465J-003-B00`
Alternative APNs	`0102D004000` `20073`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,624 sqft Heated Area
Utility Area	96 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20073
Street Address	202 CHIMNEY RD
City	RINCON
State	GA
Zip	31326-5521
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Description	.34 AC LOT 3 SECT B
Legal Subdivision	GOSHEN TERRACE
Legal Lot Number	3
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2011
Census Tract	30309

Owner

202 Chimney Rd, a duplex, is owned by two individuals who bought it in March 2021.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	153 ROYAL OAK DR, GUYTON, GA 31312-5623
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	May 20, 1986 · Amount on File
Deed Document Number	20211078
Deed Book / Page	2680 / 536
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 19, 2026
Property Address	202 CHIMNEY RD, RINCON, GA 31326-5521
Document Number	0000000544
Book / Page	3051 / 978
Instrument Date	Jun 18, 2026
Instrument	2026544
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CHIMNEY RD, RINCON, GA 31326-5521

Mortgage

Document Number	0000000544,
Date	Jun 19, 2026
Book Page	3051/978
Instrument	2026544

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 30, 2021
Property Address	202 CHIMNEY RD # 3, 3, RINCON, GA 31326-5521
Document Number	002680/536
Book / Page	2680 / 536
Instrument Date	Mar 30, 2021
Instrument	2021-001078
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 ROYAL OAK DR, GUYTON, GA 31312-5624

Mortgage

Document Number	0000002680/0000000538
Date	Apr 14, 2021
Book Page	0000002680/0000000538
Instrument	004494

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 202 Chimney Rd was $3,729, up 13.8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,872 (-7.67%) Land $10,880 Building $75,992	$217,181 (-7.67%) Land $27,200 Building $189,981
2025	$3,729.00 (+13.83%)	$94,088 (+8.05%) Land $10,880 Building $83,208	$235,221 (+8.05%) Land $27,200 Building $208,021
2024	$3,276.00	$87,080 Land $18,800 Building $68,280	$217,699 Land $47,000 Building $170,699
2022	$2,430.00	$66,640 Land $15,200 Building $51,440	$166,599 Land $38,000 Building $128,599

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Chimney Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Chimney Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Planters Rural Telephone Cooperative, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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