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202 Chiappa Rd, Sandston, VA 23150 Property Records

Henrico County property record for 202 Chiappa Rd, Sandston, VA 23150

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,134 sqft · built 1971
Lot Size0.425 acres (18,539 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Nov 2022)
Tax Bill$2,538 (2023)
Deeds & MortgagesSep 2026 Mortgage
Aug 2023 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN851-714-3044

Property Details

APN / Parcel Number

Primary APN851-714-3044
Alternative APN
  • BO4825104

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,134 sqft Living Area
Gross Area3,746 sqft
1st Floor Area1,050 sqft
Basement Area1,050 sqft
Finished Basement1,050 sqft
SunroomSunroom
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1986
Architectural StyleSplit Foyer
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area18,539 sqft (0.425 acres)
Lot Dimensions161 ft deep x 99 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area610 sqft
Deck Area396 sqft
Patio Area396 sqft
Balcony Area84 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account NumberBO4825104
Street Address202 CHIAPPA RD
CitySANDSTON
StateVA
Zip23150-2812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal Description0167020000E 0034; BRADLEY ACRES SC E BL E LT 34 59 A1 33
Legal SubdivisionBRADLEY ACRES
Legal Lot Number34,59
JurisdictionHENRICO VA
Township / Civil DivisionVARINA
Census Block Group2
Census Block2032
Census Tract201403

Owner

Source: Henrico County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address202 CHIAPPA RD, SANDSTON, VA 23150-2812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION
Aug 7, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Nov 16, 2022Warranty Deed, Transfer · Conventional Mortgage
VETERANS UNITED HOME LOANS
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Prior SaleJun 28, 2005 · Amount on Record
Deed Document Number202237935
Deed Book / Page6429 / 2191
Prior Transfer DateJan 14, 2005
Prior Transfer Doc3814634
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Recording DateSep 22, 2026
Property Address202 CHIAPPA RD, SANDSTON, VA 23150-2812
Document Number0000027984
Book / Page6823 / 910
Instrument DateSep 17, 2026
Instrument202627984
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyFEDERAL TITLE, NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 CHIAPPA RD, SANDSTON, VA 23150-2812

Mortgage

Document Number0000027984,
DateSep 22, 2026
Book Page6823/910
Instrument202627984
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address202 CHIAPPA RD, SANDSTON, VA 23150-2812
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064921406
DateAug 7, 2023
Book Page6492/1406
Instrument202300018194
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate5.5%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateNov 16, 2022
Property Address202 CHIAPPA RD, SANDSTON, VA 23150-2812
Document Number0064292191
Book / Page6429 / 2191
Instrument DateOct 31, 2022
Instrument202200037935
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 CHIAPPA RD, SANDSTON, VA 23150-2812

Mortgage

Document Number202200037936
DateNov 16, 2022
Instrument202200037936
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address202 CHIAPPA RD, SANDSTON, VA 23150-2812
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059701163
DateMar 27, 2020
Book Page5970/1163
Instrument202000010899
Lender
NameCARDINAL FINANCIAL COMPANY LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$363,500 (+16.73%) Land $52,000 Building $311,500$363,500 (+16.73%) Land $52,000 Building $311,500
2025$311,400 (+4.29%) Land $47,000 Building $264,400$311,400 (+4.29%) Land $47,000 Building $264,400
2023$2,538.00$298,600 Land $47,000 Building $251,600$298,600 Land $47,000 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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