202 Centre St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 202 Centre St, Fernandina Beach, FL 32034

Property Summary

Property TypeOffice Building
Details7,904 sqft · built 1884
Lot Size0.114 acres (5,000 sqft)
OwnerOwner Name on Record
Last Sale$1,040,000 (May 2013)
Tax Bill$31,084 (2025)
Flood ZoneZone X (moderate risk)
APN00-00-31-1800-0269-0010

Property Details

APN / Parcel Number

Primary APN00-00-31-1800-0269-0010

Interior

Plumbing Fixtures14 Plumbing Fixtures
Total Rooms21 Rooms
Stories2 Stories
Building Area7,904 sqft Total Area
1st Floor Area801 sqft
Upper Floors Area5,563 sqft
FlooringConcrete/Cement
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeConcrete
Fire ResistanceFireproof Reinforced Concrete
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

Deck Area48 sqft
Patio Area120 sqft
FenceFence
Canopy93 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address202 CENTRE ST
CityFERNANDINA BEACH
StateFL
Zip32034-4239
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeC-3
Legal DescriptionBLOCK 269 LOTS 1 & 34 IN OR 1854/515 ESMT PT OR 1854/517 CITY OF FDNA BEACH
Legal Range28E
Legal Township03N
Legal Section22
Legal SubdivisionCITY OF FDNA BEACH
Legal Block269
Legal Lot Number1,34 34
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group3
Census Block3016
Census Tract50103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fernandina Beach Historic District
listed 1973 · 122 contributing resources · NRIS 73000593

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing AddressPO BOX 16987, FERNANDINA BEACH, FL 32035-3134

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2013 · Amount on Record
Deed SaleMay 2, 2013 · Amount on Record
Prior SaleDec 19, 2012
Deed Document Number201311982
Deed Book / Page1854 / 0515
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,084.00 (+11.42%)$2,138,067 (+18.44%) Land $625,000 Building $1,513,067$2,138,067 (+18.44%) Land $625,000 Building $1,513,067
2024$27,899.00 (+2.07%)$1,805,193 (-2.13%) Land $500,000 Building $1,305,193$1,805,193 (-2.13%) Land $500,000 Building $1,305,193
2023$27,332.00 (+2.03%)$1,844,557 (+18.16%) Land $500,000 Building $1,344,557$1,844,557 (+18.16%) Land $500,000 Building $1,344,557
2022$26,789.00$1,561,132 Land $500,000 Building $1,061,132$1,561,132 Land $500,000 Building $1,061,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims2 (2011–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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