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202 Central Ct, Richmond, KY 40475 Property Records

Madison County property record for 202 Central Ct, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
OwnerCompany Name on Record
Last Sale$675,000 (May 2024)
Tax Bill$1,291 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR007-0028-0001

Property Details

APN / Parcel Number

Primary APNR007-0028-0001
Alternative APNs
  • 136990
  • 99767
  • 71289

Interior

Stories1 Story

Exterior

Exterior MaterialAluminum/Vinyl

Location & Zoning

Account Number71289
Street Address202 CENTRAL CT
CityRICHMOND
StateKY
Zip40475-1208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ W PRATHER LOT 1 BLK B
Legal SubdivisionJ W PRATHER
Legal BlockB
Legal Lot Number1
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2000
Census Tract10400

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1417 LEXINGTON RD, RICHMOND, KY 40475-1059
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2024 · Amount on Record
Deed SaleMay 7, 2024 · Amount on Record
Deed Document Number2014202605
Deed Book / PageD852 / 59
Record UpdatedJun 8, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMay 7, 2024
Property Address202 CENTRAL CT, RICHMOND, KY 40475-1208
Document Number000D852/59
Book / PageD852 / 59
Map ReferenceMB25 PG 330
Instrument DateMay 3, 2024
Instrument2014202605
Transaction TypeTransfer
Record UpdatedMay 20, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1333 SPEEDWELL RD, RICHMOND, KY 40475-9588

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 LEXINGTON RD, RICHMOND, KY 40475-1059
InvestorPossibly a Property Investor

Mortgage

Document Number2014202606
DateMay 7, 2024
Instrument2014202606
Lender
NameCENTRAL KENTUCKY FEDERAL SAVINGS BA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,291.00 (+117.34%) Additional exemption filed$137,000 (+123.67%)$137,000 (+123.67%)
2023$594.00 (-0.17%)$61,250 (-)$61,250 (-)
2022$595.00$61,250$61,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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