Cortland County and Cortland City property record for 202 Central Ave, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,127 sqft · built 1930 |
| Lot Size | 0.15 acres (6,552 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jan 2025) |
| Tax Bill | $8,993 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 87.45-03-18.000 |
| Primary APN | 110200 87.45-03-18.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,127 sqft Living Area |
| 1st Floor Area | 616 sqft |
| 2nd Floor Area | 616 sqft |
| Upper Floors Area | 895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,552 sqft (0.15 acres) |
| Lot Dimensions | 117 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 202 CENTRAL AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970500 |
Source: Cortland County and Cortland City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 64 CHURCH ST, CORTLAND, NY 13045-3020 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | Aug 6, 2024 · Amount on Record |
| Deed Document Number | 2025888 |
| Prior Transfer Date | May 8, 2024 |
| Prior Transfer Doc | 0000002071 |
| Record Updated | Oct 29, 2026 |
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,993.00 (+76.26%) | ||
| 2025 | $5,102.00 (+91.59%) | $240,000 (+207.69%) Land $14,100 Building $225,900 | $247,423 (+131.56%) Land $14,536 Building $232,887 |
| 2023 | $2,663.00 | $78,000 Land $9,800 Building $68,200 | $106,849 Land $13,425 Building $93,424 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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